Polymath Consulting works on projects and advise organisations across the Cards & Payments industry. David is also an active mentor, NED and advisor/observer to boards including: Cybertonica, 3s Money Club, Bee Good, Trezeo and Curve. He is a co-founder of Konsentus that delivers TPP identity and regulatory checking for PSD2 open banking compliance. He has worked across the complete value chain helping banks with their overall E-Money/Prepaid and Emerging Payments strategy right through to market entry analysis; as well as working with telcos, processors and programme managers on segment analysis, certification and membership applications. His client assignments have covered Russia, South Africa, Middle East, Europe and Asia.