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Optty @ The Disruption Zone

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25th March 2025  Day One

Disruption Zone

1000

Inside Scoop: Journalists’ Take on the Future of Payments

Leading journalists reveal the latest trends, disruptors, and industry shifts in payments, offering a unique perspective on where the industry is headed and what businesses need to know now.

Benjamin David, Editor, The Payments Association (Moderator)

Ryan Browne, Technology Correspondent, CNBC

Ian Hall, Editor, Global Government Fintech

Simon Hunt, Editor, UKTN

1030

How Merchants Can Create Value Through Payments

Sergio Signoretti, CEO Advisor and Strategic Advisor on Finance and Payments, LASTMINUTE.COM

1050

KEYNOTE Big Tech, Big Shifts: How Megatrends are Shaping the Future of Payments  

Explore how AI, blockchain, super-apps, and IoT from tech giants are revolutionizing payments, reshaping consumer expectations, and transforming security, speed, and personalization in financial transactions worldwide

Kristin Connors, Partnerships Manager- Payments, Meta

1110

The Rise of Super Regional Payment Hubs

How regional payment networks like SEPA and UPI drive efficiency for global businesses while emphasising the importance of integrating local methods like Pix and iDEAL to enhance customer experiences and success into global checkouts.

Natasha Zurnamer, Founder/ CEO, Optty

Steffen Vollert, CEO, Volt

Rob Sangha, Sales Director, Open Banking Mastercard

1140

Consumer Duty

Jamie Merritt, Business Development & Delivery Director, SRM Europe

1200

Building Resilience: How RMaaS, Governance and Data shape the future

Discover how Risk Management as a Service (RMaaS), the Digital Operational Resilience Act (DORA), and strong operational strategies are shaping the future of resilience in financial services. This session will offer practical insights into aligning these frameworks to strengthen risk management, enhance compliance, and adapt to an ever-changing regulatory environment. Learn actionable strategies to future-proof your business while navigating the complexities of operational resilience with confidence. 

Lorraine Moaut, Partner, Payment Services, Thistle Initiatives

Anthony Corner, Senior Manager, Payment Services, Thistle Initiatives

1220

Breaking Barriers: Unlocking New Opportunities with Cross-Border Payments in LatAm

  • LatAm is the next big player in global payments– but why are cross-border transactions still so complex and expensive?
  • Innovation, regulation & fintech are changing the game– discover how seamless international payments are becoming a reality.
  • Unlock new opportunities– learn how to navigate LatAm’s evolving financial landscape and capitalize on its rapid growth.
 

José Vicente, CEO, Cobre

1240

From Concept to Reality: Scaling Digital Asset Adoption Globally

·       As digital assets and currencies gain traction globally, the ability to seamlessly integrate these new forms of value with traditional financial systems is paramount.

·       Yet despite their promise, the current landscape remains fragmented, limiting its scalability and broad adoption of new forms of value.

·       Join this session as Nick Kerigan, Swift’s Head of Innovation, is joined by industry leaders to discuss how interoperability, standards, and industry collaboration hold the key to scaling adoption globally.

·       You’ll also hear the latest on Swift’s 2025 live trials that are paving the way for its global community to transact interchangeably using existing and emerging forms on value on its network.

Nick Kerigan, Managing Director, Head of Innovation, Swift

1300

Payments Compliance Unburdened: Tackling Regulatory Overload

  • Where organisations are focusing this year
  • Payment Organisations’ biggest challenges & growth Opportunities
  • How to tackle these opportunities and challenges and ensure compliance in 2025

John Gidla, Head of Payments Compliance, VIXIO

1320

Google’s approach to keeping ads free of scams

Join us to explore:

    • The scams landscape
    • Google Ads policies
    • The role of AI/ML in enforcement
    • A deep dive into advertiser verification
 

Adrian Gorski, Associate Principal, Trust & Safety, Google

1340

Unlocking £1.8 Trillion: The Cost of Ignoring Accessibility in Payments

With 15% of the global population facing accessibility challenges, the payments industry risks losing out on a £1.8 trillion market by not prioritizing inclusive payment solutions. Join this session to explore the potential and the essential steps to make payments accessible for all.

Joanne Dewar, Project Lead, Project Nemo

Claire Maillet, Fraud Expert

Howard Taylor, Financial Inclusion Commissioner

1400

Monetizing payments and innovations in an increasingly commoditized landscape

·       Unlock growth for your business through insights and frameworks to use

·       See how to use them through a case study where we boosted margins and increased market share for a leading player

Abhi JulaniyaPartner and Global Lead for Payments, Simon Kucher

1420

Around the World in 20 Minutes: Global Breakthroughs in Payments

Embark on a rapid tour of groundbreaking payment innovations from across the globe. Discover the latest advancements in digital wallets, real-time payments, and financial inclusion as regional leaders share insights on transforming the future of payments in their markets.

Andy White, CEO, AUSPaynet

1440

Why adopting a quality-first mindset is key to successful transformation in payments with Roq

Digital transformation in financial services is a high-stakes challenge, with studies showing that 70% of transformation programmes fail. Organisations must balance complex change, meet regulatory demands, and maintain business-as-usual operations – all while ensuring seamless service continuity.

Join Phil Stunt and Steve Mellor for a lively discussion on why Quality Engineering (QE) is the foundation of successful transformation. Drawing on real-world experiences from their careers in financial services, they’ll explore how embedding QE from the outset helps organisations de-risk transformation, prevent costly delays, and deliver future-proof, high-quality outcomes at pace.

Whether you’re well-versed in Quality Engineering or Quality Assurance, or looking to strengthen your approach to change, this session will provide practical takeaways on how a quality-first mindset drives successful, high-impact transformation in financial services.

Steve Mellor, Senior Quality Engineering Architect, Roq

Phil Stunt, Associate Partner, TFPA (Ex COO Barclaycard, Ex CIO Fiserv)

1500

ESG in Action: Turning Commitments into Impactful Outcomes in Payments

Discover how payments businesses are transforming ESG promises into measurable change. This session spotlights 2024’s standout examples of successful ESG strategies— from carbon-neutral transactions to inclusive hiring practices—providing practical insights on how to embed sustainability, equity, and governance in every facet of your operations.

Charlie Bronks, Global Head of ESG, Crown Agents Bank

Eric Zie, Vice Chair, TechUK Climate Council

1520

Gift Cards and Payments: Join the GCVA and their members to discuss key payments trends in the gift card space

Join the GCVA and its members to discuss the latest payments trends in the gift card space – from digital wallets to fraud prevention to multicurrency and multi modal payments – and what today’s gift card retailers and issuers are looking for in both the business to consumer and business to business space.

Hannah Shimko, Managing Director, GCVA (moderator)

Adam Hobbs, Managing Director, Lifestyle

Louise Rae, Partnerships Manager UK & I, Lastminute.com

1540

Navigating the Regulatory Maze: How Compliance is Reshaping Payment Innovation

As payment technology continues to evolve rapidly, regulatory frameworks are struggling to keep pace while ensuring consumer protection and market stability. This session explores how financial institutions are balancing innovation with compliance requirements, and how emerging regulations are influencing product development in the payments space. Our experts will discuss practical approaches to turning regulatory challenges into opportunities for better payment solutions.

Key discussion points:

  • SCA and Open Banking impact
  • Real-time payments vs fraud risk
  • Cross-border regulatory challenges
  • RegTech and automation solutions
  • CBDCs and future regulation
 

Morten Kriek, Co-founder, The Banking 50

Corinna Scatena, Head of Legal and Governance, Santander’s GetNet Europe

1600

The Future of Payments in the EU 2025-2030

Thibault de Barsy, CEO, The Payments Association EU

Ludovic Francesconi, Chief Member & Strategy Officer, EPI Company

Patrick Green, Global Head of AML and UK MLRO, Banking Circle

1620

Women Shaping Payments partnered with F4C and EWPN

Join us at PAY360 for Women Shaping Payments, a dedicated meetup for female leaders in payments. Connect, share insights, and discuss pathways to breaking barriers and unlocking opportunities in the industry. Together, let’s empower the next generation of female payment professionals and shape a more inclusive future.

Angela Yore, Chair, EWPN (moderator)

Rema Rao, Head of Financial Group APAC, Uber

Pallavi Kapale, Senior Financial Crime Officer, Bank of China

Helena Wood, Director of Policy, CIFAS

1700

Theatre Closes

 26th March 2025 Day Two

Disruption Zone

0915

The Payments Association Working Group AGM

Interested to learn more about our working groups? Keen to know how you can help drive the payments industry forward?

Join us at 9.30am on Day 2 of PAY360 for our Working Group AGM. All members and industry professionals are invited to this event to network and learn about our 7 current working groups:

  • Cross Border Payments,
  • Digital Currencies,
  • ESG,
  • Financial Crime,
  • Financial Inclusion,
  • Open Banking, and
  • Regulation

Tom Brewin, Head of Projects at The Payments Association, will be providing an overview of the working groups and their journey since their inception.

Leading figures from the working groups will then be sharing their insights, key policy priorities and milestones, and making their bold predictions for 2025

There will also be some time for our working group leaders to reflect on key takeaways and learnings from day 1 of the conference, which will be followed by an interactive Q&A and networking session.

1000

The National Payments Vision: A necessary route to change? 

  •  What is the focus of the NPV and how well has it been accepted? 
  • How does the governance within the NPV ensure the vision leads to change? 
  • How well has the industry responded to the challenges set by the HM Treasury for the Vision Engagement Group?
  • How will the work quickly lead to the promised ‘trusted, world leading payments ecosystem delivered on next generation technology”?

Tony Craddock, Director General, The Payments Association 

John Howells, CEO, Link

Roisin Edwards, Senior Policy Advisor – National Payments Vision, HM Treasury

1030

Are the UK’s FS regulators (PRA/FCA/PSR) fit for purpose?

Join Anthony Watson CBE, Founder of Bank of London and Co-Founder of Uphold and Tony Craddock, Founder and Director General of The Payments Association, for a fireside chat to explore:

  • What it was like launching the second new clearing bank in the UK in 250 years?
  • What is unique about the Bank of London?
  • What were the top three lessons you learned from this experience?
  • How well did the UK’s financial services regulators perform their role in enabling such a breakthrough business to be launched?
  • What happened and why did you leave the Bank?
  • What do you think this means for the future of payments and financial services in the UK?
  • What role do you think Westminster – and our community – can play?

1100

Unlocking the Power of Data: The Next Frontier in Payment Innovation

Analyse how the whole ecosystem can leverage consumer data responsibly to enhance security, drive innovation, and improve customer experiences.

Natasha Zurnamer, Founder & CEO, Optty

David Budzevski, Vice President Revenue & Sales Operations Enterprise Gateway Solutions, Mastercard

Scott A Przybyla, SVP Payment Sales, Kount and Equifax Co

1130

Racing Ahead: Can Payment Technology Match the Pace of the Mobility Evolution? 

Whilst the global mobility landscape is shifting radically, unparalleled UX continues to be ever more in demand: 

Today’s vehicles are just the beginning of a connected transport revolution and will account for 100% of the market by 2035 (BCG).

Consumers are looking for one mobility solution with multiple integrated services.

But are current payment systems ready to meet the seamless travel experience users demand today and will expect tomorrow?

Attenda – a leading UK-based mobility payments provider – hosts conversation centered in real-world examples that reimagines how we move today and, in the future, convening voices from the mobility and payments world. You are invited to join the conversation on:

  • Smart Van Supply Management: How Ford’s connected vans automate inventory tracking and reordering
  • EV Smart Charging: How Connected Kerb’s system optimises charging times and costs, allowing drivers to set preferences and benefit from lower off-peak rates
  • Alternative Fuel Innovation: How emerging clean fuels cater to diverse road user needs in a post-fossil fuel era
  • Gig Economy’s Impact on Car Ownership: How sharing services like Uber are transforming vehicle ownership patterns forever

Matt Oldham, Chief Strategy Officer, Attenda

Stuart Butler, Chief Payments Officer, Ford

Ben Butcher-West, Chief Digital Officer, Connected Kerb

TBC, Senior Representative, Esso

TBC, Senior Representative, Uber

1210

Around the World in 15 Minutes: Global Breakthroughs in Payments

Embark on a rapid tour of groundbreaking payment innovations from across the globe. Discover the latest advancements in digital wallets, real-time payments, and financial inclusion as regional leaders share insights on transforming the future of payments in their markets.

Nuno EpifânioPolicy Officer DG FISMA Retail Financial Services, European Commission

1225

To be announced soon!

1245

Contactless on the tube, Open Banking at HMRC, What’s
next?

Simon Lyons, Chief Strategy Officer, Obconnect

Jit Ng, Payment Industry Interface Manager, Transport
for London

Melanie Reid, Product Manager – Digital Payments, Paypoint
Group

1305

Instant Payment Regulation & Verification of Payee: How to make a regulatory constraint a collaborative opportunity?

Get ready for the significant changes brought by the upcoming European Instant Payment Regulation (IPR), effective at the end of 2025. Discover how a strategic Verification of Payee (VoP) solution can help you meet these new requirements. Join us and learn about the innovative collaborative approach of Sis ID, expert in fraud prevention. 

Laurent Sarrat, CEO, Sis ID

1325

Building cross-border payment infrastructure of the future: challenges and opportunities

Sponsored session with Numeral

1345

Smarter Signals, Stronger Shield: Mitigating Fraud Threats with Risk-Based Authentication

Fraud prevention isn’t a competition – it’s a shared responsibility. In today’s EU payment landscape, where PSD2 and SCA are reshaping rules, issuers and banks must move beyond compliance checkboxes to deliver genuine security and exceptional customer experiences.

This session dives into how multi-channel signals and advanced authentication methods are transforming fraud prevention. Discover how leading financial organizations are leveraging these cross-channel insights and intelligence signals to enhance decisioning and advice.

Join us as we explore:

·       Streamlining payment processes with frictionless multi-factor authentication.

·       Breaking down internal and external silos for a unified fraud strategy.

·       Embracing a collaborative data-sharing ecosystems.

·       How modern authentication can increase payment approval rates and decrease fraud losses.

Dewald Nolte, Co-Founder, Chief Strategy Officer, Entersekt

1405

Crooks Live: Tommy’s Back! 

Tommy (aka Tony Sales) is back—and he’s got a whole new scam to show you! Join us for an eye-opening session where Tommy takes you behind the scenes of how criminals really gather intel on their targets. You’ll learn how they use this information to carefully craft their schemes, turning an unsuspecting person into their next victim. You won’t want to miss this thrilling opportunity to see tricks of the trade in real-time!

Tony Sales, Chief Innovation Officer, We Fight Fraud

1500

End of Day 2

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