2023 Exhibitors

ACI Worldwide- Platinum Sponsor

ACI Worldwide

Stand: 30

ACI Worldwide is a global leader in mission-critical, real-time payments software. Our proven, secure and scalable software solutions enable leading corporations, fintechs and financial disruptors to process and manage digital payments, power omni-commerce payments, present and process bill payments, and manage fraud and risk. ACI Worldwide serves a wide array of customers in 95 countries including:

  • 10 of the top 10 banks worldwide
  • 80,000+ merchants directly and through PSPs
  • Thousands of organizations utilizing our electronic bill payment solutions
  • 1,500+ banks and intermediaries preventing fraud with our solutions

We combine our global footprint with a local presence to drive the real-time digital transformation of payments and commerce.


Adams and Oliver PAY360 Homepage Logo (1)

Adams + Oliver

Stand: 49

Our People. Your Purpose.

For over 15 years we’ve helped build Financial Crime, Fraud, Cyber, Information and Payments capability and capacity. We provide the experts needed to run operations and drive change, whether organisational, regulatory, or technological.

Our Client Relationship Managers work diligently with a broad range of financial services providers – from challenger banks and early stage fintechs to major household names in banking and insurance. Our Resourcing Team leverages a close network of Known and Trusted specialist Associates. This, combined with in-house industry and subject matter expertise, ensures we deliver the right people solution bespoke to requirements.

Whether you need a single high calibre permanent Executive, to rapidly deploy a team of 25 interim Analysts, or resource an entire Transformation Programme, Adams + Oliver can deliver. We have the expertise, experience, contacts and Associates to quickly and effectively fulfil your requirements.


Aqua Global Solutions

Stand: 31

Our Messaging Hub, Aquila provides native SWIFT MT/MX messaging & transformation; including automated payments processing, reconciliations, message matching, duplicate message detection & much more.

Aquila, can be deployed quickly and easily in the cloud. on premise or as a Hybrid Solution.

Headquartered in London we have been supporting financial institutions globally for over 40 years.

Please visit us on Stand 31 to see a live demonstration and learn about our services.

For further information please visit aquaglobal.co.uk

Authoripay (1)


Headquartered in a magnificent Georgian Hall in Cambridge, AuthoriPay is a pioneering regulatory consultancy with a focus on payment and e-money institutions.  Committed to upholding the highest standards of integrity and ethics, we are renowned for going the extra mile to ensure client satisfaction and establish enduring relationships.

The specialised and diverse experience of our team is the strength we bring to our clients. Our highly-experienced consultants, all of whom are members of the Association of Professional Compliance Consultants, have been involved at an early stage with some of the biggest names in the industry.

WorldPay, Western Union, Revolut, Paypoint, ClearBank and Cashflows are just some of the brands we’ve helped to put on the map.  Our clients benefit from our direct experience both at running regulated firms as well as our regulatory experience dating back to when the very first payment service regulations were drafted.

AuthoriPay specialises in serving the Fintech community with fair pricing in the following areas;

  • AML and Safeguarding Audits
  • Multicurrency Safeguarding accounts
  • Card issuing and acquiring,  including principal card scheme membership
  • UK and EEA regulatory licensing
  • Canadian MSB licensing
The PAY360 Awards Media Partner Logos (1)


Stand: 24

AutoRek is a leading provider of automated reconciliation software. We’ve been revolutionizing finance operations and controls for the global financial sector since 1994.

Our solutions are purpose-built to reduce operating costs, achieve regulatory compliance and help firms get in control of their data.

AutoRek is the go-to end-to-end reconciliation platform for some of the largest firms in the global payments sector, including GoCardless and Worldpay. Our solution is specifically designed to help overcome the most complex challenges in managing reconciliations, financial data management and reporting requirements.

With AutoRek, your firm can:

· Save time, reduce costs and increase overall efficiency with automated reconciliations

· Take control of your data with accurate and actionable MI

· Eliminate manual processes to focus on value-add tasks

· Improve month-end timelines to meet deadlines

· Comply with safeguarding rules and avoid penalties

· Mitigate financial and operational risk, ensuring profitability


Eqwire and B2BinPay UK (1)

B2BinPay UK and Eqwire

Stand: 3
B2BinPay is the industry’s #1 crypto processing solution that enables you to Accept, Store, Receive, Send and Exchange crypto payments.

B2BinPay is designed to fulfill all the crypto needs of Merchant and Enterprise clients with a range of benefits that are not available with traditional payment methods, such as low processing fees, real-time balance/transaction history, downloadable reports, secure checkout and much more.

Bankera and Bankinglab

Bankera & BankingLab

Bankera is a Banking-as-a-Service provider offering embedded and virtual IBANs, card issuing, white-label and agent solutions. Bankera is also a principal member of Visa and Mastercard and offers SEPA (including instant), SWIFT and other payment methods for transactions in more than 15 different currencies.


BankingLab is a one-stop shop banking software provider for banks, EMIs and other PSPs. Solutions include:

  • Core banking
  • Internet and mobile banking
  • Card issuing processing
  • SEPA (including instant), SWIFT and APMs connectors
  • Compliance and reporting modules
  • KYC and KYB solutions


BforeAI stands at the forefront of predictive threat intelligence and Digital Risk Protection Services (DRPS). Leveraging our cutting-edge PreCrime™ technology, using patented behavioral AI models, our core mission is to revolutionize cyber defense—shifting from a reactive stance to a proactive approach. Our comprehensive solutions span threat intelligence, brand protection, adversary disruption, and infrastructure takedowns. Acknowledged in nine Gartner reports, BforeAI is the industry’s precise automated defense mechanism against online fraud. chosen for numerous awards and programs such as the FinTech Innovation Lab New York, we remain committed to providing the fastest, most advanced shield against evolving cyber threats, making us a leader in the field.

BPC _ SmartVista AG- Silver Sponsor


Founded in 1996, BPC is a proven industry leader that is shaping the world of transactions with quick, safe and easy payment processing. With a focus on exceptional technology development and customer service, BPC helps financial institutions and businesses to deliver innovative and best-in-class proven solutions that fit with today’s consumer lifestyle when banking, shopping, or moving in both urban and rural areas. With more than 350 customers across 120 countries, BPC collaborates with all ecosystem players to deliver services for the digital world. Its core product SmartVista suite comprises cutting-edge banking, commerce, and mobility platforms that enable innovative solutions for digital banking, ATM and switching, payments processing, card, and fraud management, financial inclusion, merchant portals, transport, and smart cities. To find out more about how BPC can help businesses deliver a seamless payments processing experience to consumers, please visit https://www.bpcbt.com

Untitled design (2)


We’re making payments as accessible and resilient as the internet.

By bridging traditional payment systems with distributed ledger technology, we’ve created modern rails for moving money. Using our platform, businesses can send and receive payments anywhere in the world. Borderless. Fast. Secure. Operating 24/7. Available to everyone.

Clear Junction

Stand: 22

Clear Junction is a global payments solutions provider. We power financial companies, enabling them to capture and connect to new opportunities by accessing the tools, networks and knowledge they need.

Our team has years of experience in the payments space and extensive knowledge of risk and compliance. That, coupled with our proprietary technology, helps empower businesses to realise potential in the areas traditional service providers can’t or aren’t willing to unlock.

Clear Junction Ltd. is authorised by the FCA under the Electronic Money Regulations 2011, firm reference 900684

Clear Bank


ClearBank is a purpose-built, technology-enabled clearing bank. Through its banking licence and intelligent, robust technology solutions, ClearBank enables its partners to offer real-time payment and innovative banking services to their customers. 



Stand: 25

CLOWD9 Ltd. is world’s first cloud native, decentralized payments processing platform. Born in the cloud, the platform delivers uncompromising, limitless payments technology around the globe.

Founded in the UK by authoritative payments experts and advised by finance executives and entrepreneurs, CLOWD9 processes payments for traditional banks, neo banks and fintechs. Its platform architecture is global by design, allowing it to scale at speed, quickly establish in new markets and service regional payment preferences across traditional card, bank transfers, QR codes, biometrics or cryptocurrency.

Exhibitor Logos


Stand: 51

ConnexPay is the first and only company to bring together the two sides of the payment process—payments acceptance and virtual payments issuing—into a single platform with one contract and one reconciliation. The flexibility of this technology allows clients to adopt the full end-to-end acquiring and issuing solution or leverage ConnexPay’s innovative intelligent routing issuing-only platform. Through innovative and patent-pending payments technology, ConnexPay provides reduced payments risk, a new source of revenue, automated reconciliation, and guaranteed lower merchant processing fees—all while avoiding large lines of credit or prepayments. Founded in 2017, ConnexPay is a leading payments provider for travel agencies and brokers, ecommerce providers, online marketplaces, and more.

Cosegic primary-logo


Stand: 35

Founded in 2003, Cosegic is one of the UK’s leading compliance consultancies. Our regulatory compliance specialists work together in industry specialist teams, servicing over 800 clients from the following sectors: Payment services & Cryptoassets, Wholesale Investment (including Hedge Funds, Private Market firms, Corporate Finance and Brokers), Capital Markets (including Asset Managers and Broker/Dealers), Wealth Management, Consumer Credit, Insurance and Lending.


To support firms in being both commercially successful, whilst managing their compliance risk, we actively work with them to build compliance into what they do on a day to day basis, rather than a bolt on, or an afterthought. We have consistently found that this gets the best possible outcome for all concerned. We have built our services and offerings specifically to help our clients confidently navigate regulation in a way that will keep their vision and objectives intact.


Compliance confidence for visionary growth. That is the Cosegic difference



CUBE is the world’s most comprehensive and robust source of classified, and meaningful AI-driven regulatory intelligence. CUBE’s purpose-built regulatory AI engine (RegAI) and tech platform (RegPlatform) tracks, analyses, and monitors laws, rules and regulations in every country and in every published language to create an always up to date regulatory footprint, mapping these according to data, transforming visibility and compliance capability.


With operations across Europe, North America, Asia, and Australia, CUBE serves a diverse and global base of customers and partners including the largest financial institutions in the world who leverage CUBE’s RegPlatform to streamline their complex regulatory change management and compliance processes. Whether you’re a large, multinational bank, or a small financial organisation with up to a handful of compliance officers, we’ve got a suite of products tailored to you.

decta x500


Stand: 44

We are DECTA – a global payment processing company, experts in FinTech.

We provide a complete range of digital payment services designed with the needs of Merchants, Banks, and Payment Service Providers in mind. Used by 2000+ companies across 32 countries, our solutions include:

  • Payment Acquiring Services
  • BIN Sponsorship and White Label Card Issuing
  • White label Payment Gateway
  • Issuer and Acquirer Processing

For more information please go to www.decta.com.

dialect x500


Stand: 27

Powered by a team of CX and FinTech enthusiasts, we transform customer experiences globally.

Dialect is a niche BPO which provides a multilingual Customer Experience (CX) solution designed and delivered with FinTech businesses at the heart.  We are an extension of your business offering 24/7, 365 days a year dedicated customer support in a number of different languages.

Dialect’s service offerings are aligned to our visions and values– deliver innovative solutions for our clients via voice, e-mail, live chat, Facebook, and WhatsApp.

Our live chat solution, MultiLect, is providing high-quality native conversations in over 75 languages. It can be easily embedded in the app or web.

Dialect already supports clients and their customers in the UK, Europe, the US, and UAE with a wide range of inquiries including lost and stolen, account and card activation, transactions, and general usage queries.

We support you in focussing on growing your business while we handle your customer support needs. Let us tell you how outsourcing your contact centre can benefit your business, and improve your customer experience and brand.



Stand: 16

DIGISEQ is an award-winning TSM and provisioning platform that provides an end-to-end service to securely deliver data into everyday wearables, enabling items – from rings and bracelets to even fingernails – to include fully certified NFC payment, access control, digital identity, authenticity, and consumer engagement functionality.

We connect an entire ecosystem, serving as a centrepiece between banks, product creators, brands, retailers, chip manufacturers and service providers.

In the last few years, we have extended our provisioning platform to allow full at-home provisioning and wearable management so that users can complete the tokenisation of their selected payment card and securely provision it to their chosen wearable via their mobile device (Apple or Android), thus removing many of the previous barriers to scalability of passive wearables.

By giving consumers the choice of how they pay, banks and issuers can ensure their accounts remain ‘top of wallet’ and ‘front of mind’, ensuring ongoing loyalty and engagement.



Stand: 37

Discover® Global Network, the global payments brand of Discover Financial Services, processes millions of cardholder transactions each day. With industry expertise, innovative technology and a closed-loop infrastructure, Discover Global Network provides effective, customized solutions that evolve as needs change. Discover Global Network has alliances with 25+ payment networks around the world, and is led by three Discover businesses: Discover Network, with millions of retail and cash access locations; PULSE®, one of the leading ATM/debit networks in the U.S.; and Diners Club International®, a global payments network with acceptance in more than 200 countries and territories. For more information visit DiscoverGlobalNetwork.com

dukascopy x500

Dukascopy Swiss Banking Group

Stand: 43

Dukascopy Bank is a Swiss innovative bank providing Safeguarding and Settlement accounts in 22 currencies to financial institutions globally with the help of our Open Banking APIs. We have developed our products over many years to meet the market requirements with utmost transparency and compliance. Understanding Client needs is our priority and meeting their expectations is crucial. The bank strictly follows the rules ensuring the safest possible environment for its clients in accordance with the Swiss Banking traditions.

Ellipse (1)


Ellipse World, Inc. (“Ellipse”) is a Los Angeles-based FinTech company that defines the latest advancements in smart card technology. Ellipse aims to secure e-commerce transactions and support the global payment ecosystem. Ellipse developed the EVC® All-In-One EMV micromodule. Payment cards equipped with EVC (Ellipse Verification Code) integrate a dynamic security code, which changes when the card is tapped or dipped at a terminal, ATM, or mobile app. This changing code protects against Card Not Present fraud and eliminates false declines. Ellipse’s global team is comprised of leading payment technology experts, committed to creating new value for the payment industry.


Equals Money

Equals Money is the money movement solution for forward thinking teams. Our business account combines cutting-edge technology, expert support, and thorough compliance to help you make the most of your spend. Business spend is inevitable: with an account from Equals Money, make it one less thing to worry about.

Exhibitor Logos (2)

Expend Limited

Expend is an all-in-one platform for managing business expenses, including automated receipt and invoice handling, smart Mastercards for employee spending, mileage tracking, and simplified accounting. It’s like having a personal finance assistant, saving time for business owners, employees and finance teams.



Stand: 50

Flagright protects financial institutions from financial crime with risk-based & real-time transaction monitoring, case management, sanctions screening, and ID verification products. It’s a holistic infrastructure solution to stop fraud, money laundering, and terrorism financing.

GPayments (4)


GPayments is a leading provider of payment authentication solutions to merchants, payment service providers, issuers, and financial institutions. Trusted by over 100,000 merchants, 100+ issuers, and spanning across 33 countries, our globally interoperable authentication suite helps clients process online transactions securely and prevent financial fraud.

We offer business-specific products with deployment options including both on-premise and managed services, covering every component in the 3D secure environment, such as 3DS Server, 3DS Access Control Server, and 3DS Testing.

GPayments’ solutions are fully compliant and certified with global standards, including ISO 27001-2022, ISO 27701-2019, PCI-DSS, PCI-3DS, and comply with the Strong Customer Authentication (SCA) requirements of PSD2.

guavapay 500x500


Stand: 46

Guavapay is a financial technology company that offers payment solutions to individuals and businesses globally. Founded in London in 2017, Guavapay has swiftly evolved into the fintech sector for its innovative solutions and robust technological infrastructure. The company offers a comprehensive suite of payment services, including cross-border payments, acquiring, and car issuing through its flagman product MyGuava.

MyGuava combines the functionalities of multiple financial apps, making it the ultimate all-in-one solution for all your personal payment and business needs, whether you need to make a secure purchase, send money to friends and family worldwide, or provide business payments.

MyGuava App, The All Things Payments App, is designed to provide a unified personal finance experience. MyGuava offers multi-currency accounts in 20+ currencies, with fee-free local and international transfers, multi-currency cards for cross-border payments, pots, gift cards and rewards.

MyGuava Business is a one-stop solution for all payments-related services and business financial management needs, enabling businesses of all sizes to focus on their core operations. MyGuava Business offers a variety of borderless features, including multi-currency business accounts supporting 20+ currencies, physical and virtual corporate cards, batch payments for streamlined transactions, 90+ currencies to 160+ countries.


ID Pal

Stand: 48

ID-Pal is an award-winning identity verification and AML screening solution that enables payment providers to seamlessly verify identities and addresses in real time. Offering a unique blend of industry-leading biometric, document and database checks it can streamline AML and KYC in one GDPR-compliant solution.

ISO 27001 certified, it is available out-of-the-box, as an API/SDK and also as a Salesforce AppExchange integration. The technology is also government-certified for the UK Digital Identity & Attributes Trust Framework (UKDIATF). Our Passive Liveness software is iBeta Level 1 and Level 2 quality assured as part of maintaining our data protection and information security excellence.

ID-Pal offers global identity verification coverage of more than 6000 identity documents and 200 verified address data sources to organisations across 200 countries and jurisdictions. Users enjoy a friction-free onboarding experience via a business-branded app that is customisable in one click to the regulatory needs of varying business sites and geographies. Automated decisioning and smart workflows deliver operational efficiencies for merchants and payment providers along with a robust audit trail.

Offering the highest-quality outcomes and the largest databases against which documents are checked, payment providers benefit from accuracy and real-time decision-making to onboard customers seamlessly, combined with a lower cost of ownership for their organisation.

ID-Pal is a complete end-to-end identity verification solution delivering digital transformation and compliance, out-of-the-box.  ID-Pal can be fully branded and customised in seconds and deployed into a front-end user experience and back-office business process same day.


iFast Global Banking

Stand: 66

iFAST Global Bank (iGB) is a UK bank authorised by the Prudential Regulation Authority (PRA) and regulated by both the PRA and Financial Conduct Authority (FCA). It’s a Subsidiary of iFAST Corporation, a Singapore Exchange Company.

iGB supports Banks & Non-Bank Financial Institutions such as:

Electronic Money Institutions, Authorised Payment Institutions, Merchant Acquirers, Asset & Investment Management Platforms, Brokers, Trusts, Challenger Banks, Foreign Banks Building Societies and Credit Unions,

We provide a service that strengthens their competitive edge by providing enhanced facilities to their own customers. We are a clearer of GBP being a direct member of CHAPS and a direct participant of Faster Payments. We are also a direct SWIFT member and can therefore provide cross border payments in a number of currencies.


Safeguarding Current & Savings Accounts

Client Money Savings Accounts

Operational Accounts

Deposit & Savings Accounts

We empower our customers to achieve success with connectivity, tailored solutions and dedicated support.

Exhibitor Logos (1)

IFX Payments

Payments Technology Redefined.

We’ve built our own FX and payments infrastructure to offer clients a quick, secure and easy to use service; all at low cost. Whether it’s a single transfer or your international payroll run, IFX Payments have global cross border payment solutions to save you time and money.


Intix is a specialist transaction data management platform that enables financial institutions in over 20 countries to better monitor, comply, manage risk, and detect fraud in every transaction by giving them the ability to see, search and analyse their transaction data.  


With our complete transaction visibility and our ability to identify certain insights and data points, Intix provides banks with the tools they need to safeguard their reputation, get rid of bottlenecks, and confidently report on transaction data.  


We give our customers the platform to transform how they generate and use data, smoothing customer journeys and increasing operational efficiency.  


For more information about Intix, please visit:



Founded in 2021, iPiD is a fast-growing, venture-backed fintech with a highly experienced international team. iPiD has a global presence, including a strong European presence. The company’s Advisory Board features industry heavyweights from Microsoft, and others.

iPiD’s flagship solution, Validate, tackles the issue of fraud and failed payments within the payment industry by confirming payee names and bank account details, globally. By providing a reliable, state-of-the-art solution, iPiD is fostering trust and confidence within the global financial ecosystem.

The company’s Validate coverage now spans across India, Indonesia, Vietnam, the United States, Nepal, Nigeria, Pakistan and many more, with over 2.8 billion accounts.

jumio 500x500


Stand: 57

Jumio helps you know, then trust your customers online. From account opening to ongoing monitoring, the Jumio KYX Platform provides advanced identity proofing, risk assessment and compliance solutions to accurately establish, maintain and reassert trust.

Leveraging advanced technology including automation, biometrics, AI/machine learning, liveness detection and no-code orchestration with hundreds of data sources, Jumio helps organizations fight fraud and financial crime, onboard good customers faster and meet regulatory compliance including KYC and AML. Jumio has processed more than 1 billion transactions spanning over 200 countries and territories from real-time web and mobile transactions.

Based in Palo Alto, Jumio operates globally with offices in North America, Latin America, Europe, Asia Pacific and the Middle East and has been the recipient of numerous awards for innovation. Jumio is backed by Centana Growth Partners, Great Hill Partners and Millennium Technology Value Partners.

For more information, please visit jumio.com.



Stand: 9

KYP is a real-time third-party risk intelligence platform that delivers a complete picture of the partners a business relies upon. KYP was formed by Alan Nagle after recognising that current due diligence providers were not solving the problem of identifying the risks involved in transacting with non-banking partners.

Products available in the market were solely focused on-boarding and transactional monitoring and not the ongoing fraud and reputational risks that the current Open and Connected World can create; this resulted in the use of multiple platforms and resources to gain as much information as possible.

At KYP we take a holistic approach to Knowing Your Partner and mine a complete range of broad and trusted data sources with our unique Machine Learning and AI – intelligently connecting them in one platform resulting in connections other solutions are missing.

lloyds bank resized

Lloyds Bank

Stand: 70

Lloyds Bank is one of the UK’s leading retail and commercial banks serving millions of customers every day.

Comprised of Business & Commercial Banking and Corporate & Institutional Banking, this division has a rich heritage of supporting businesses and the economic prosperity of the nation, primarily focused on UK businesses and those with strong links to the UK.

Supporting clients through the provision of core banking products, such as transaction banking service, international trade services, lending and deposits whilst also offering expertise in capital markets, financial markets, and private equity. This enables us to meet the varying and sometimes complex needs of all types of clients.


Marble SAS

Great rules are built with the Right Tools.

Marble is a real-time rule engine for fraud and compliance monitoring, designed for fintech companies and financial institutions.

mastercard logo trasparent background


Stand: 4

For more than 50 years, Mastercard has pioneered technology to make payments simpler, smarter and safer. We work to connect and power an inclusive digital economy that benefits everyone, everywhere by making transactions safe, simple, smart and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments and businesses realize their greatest potential. Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. Find out more by clicking here.





Monavate – a next-generation payments platform built for the world of Fintech, web3 and B2B Payments. A complex but simply visualised network of API connections that provides access to the full Issuing and Acquiring ecosystem in a single integration, an ecosystem traditionally burdened by disparate suppliers, segmented data sets and multiple points of connectivity.

Born and based in Cambridge, UK, Monavate help innovative and ambitious businesses navigate the complex network of technology and regulatory requirements so that they can focus on what is important to them – building their payment programmes.

As principal members of Visa, Mastercard and Discover, Monavate’s card scheme sponsorship and payments platform is expertly curated and provides world class technology that enables its customers to create and manage financial programmes with ease, scale and speed.


Monavate are authorised and regulated as an e-money institution by the UK FCA and across the EU by the Bank of Lithuania.

Multos (1)


MULTOS is the most robust, industry-backed high security smartcard platform, delivering simplicity and innovation to the world’s leading card and e-passport issuers. With a figure in excess of 2 billion issued smartcards and smart devices across more than 50 countries, thousands of issuers, including national governments, banks, corporate enterprises and transit authorities have taken advantage of the high security, multi-application platform for their deployment programmes. A wide range of applications including EMV payment, contactless payment, authentication, digital identity, biometrics, loyalty and mass-transit ticketing, and connected smart devices may be implemented, and co-reside, using a MULTOS powered chip. www.multos.com

natwest profile page


NatWest Group is a relationship bank for a digital world. We champion potential; breaking down barriers and building financial confidence so the 19 million people, families and businesses we serve in communities throughout the UK and Ireland can rebuild and thrive. If our customers succeed, so will we.



Stand: 93

Netcompany is one of Europe’s fastest growing IT services companies, leading the way in showing how digital transformation can create strong, sustainable societies, successful companies and better lives for all.

Netcompany-Intrasoft, part of the Netcompany Group A/S, is providing top quality integrated solutions, products, and services to the European Union, ministries, public organizations as well as private sector businesses. One of its core businesses is the digitization of the banking industry. It empowers Banks and EMIs through state of the art & innovative IT solutions.

DX4B, is a digital banking solution, that combines core banking services, middleware layer for orchestration and seamless connectivity, extensive sets of APIs and White Label mobile/web digital channels. The solution addresses modern-day challenges of digitized banking, focusing on modularity, cloudification, standardization and simplicity.

The company envisions an API-driven economy, facilitating seamless integration, connectivity, data sharing, authentication, and transactions, while also enabling innovation in user experiences, products and business models.

Find out more about DX4B here.

Northrow (1)


NorthRow brings together market-leading compliance and verification technologies into a single, simple interface, accessible anywhere, any time. This empowers compliance officers to make faster decisions, reduce the need for siloed systems and onboard new customers in seconds, not days, so that they can contribute to the success of their business and knowing they are managing the risk of financial crime.


NorthRow is an intuitive and highly secure KYC/B and ID and verification system located in the Cloud, meaning all users can perform customer, business, or employee verification instantaneously. The additional time saved unlocks more time to focus on the single most important task – growing their business safely.

Numeral- Content Sponsor


Stand: 32

Numeral is a payment technology provider. We provide the infrastructure for fintechs to connect to partner banks, access schemes, and automate payment operations.

Numeral enables fintechs to cover all their payment use cases with a single platform, including

  • access to SEPA, Bacs, and FPS as corporate customers or indirect scheme participants,
  • multi-banking,
  • and direct debit automation.

Numeral provides the payment infrastructure for European fintech leaders like Swile, Spendesk, and Alma and has a growing European customer base.
Numeral also partners with Europe’s leading banks, including Barclays, HSBC, BPCE, BNP Paribas, and ABN AMRO.
Launched in 2021, Numeral has raised €13m from world-class investors like Balderton and eFounders.

Exhibitor Logos (3)

Optimus Cards UK Ltd

Stand: 28

When it comes to cards, you could say that Optimus has it all figured out. And you’d be right!

If you’re looking for a simple, trusted source for delivering payment solutions to your customers, there’s only one name you need to know: Optimus

Originally founded to deliver debit cards as a service into the Credit Union sector across Ireland and the UK, Optimus cards is a leading provider of embedded financial cards and payment solutions.

From Credit Unions to Cryptocurrency, Challenger Banks and Programme Managers, Fintechs and FX we provide a range of Mastercard® card programmes, payment solutions and virtual accounts to fit your business. From straightforward BIN Sponsorship to full-programme management, our solutions integrate straight into your platform and your customers, so you can have flexible and scalable solutions offering fully serviced operational support, complete with revolutionary development to keep members and customers tapped into your service 24/7.

AquaGlobal (1)


Stand: 59e

Ozone API empowers banks and financial institutions to adapt and thrive in the new world of open finance, by providing the technology to unlock the power of open finance and change the world.

The UK-based fintech provides the leading standards-based open API platform, supporting all global standards and providing the tools and expertise to help banks and financial institutions create real commercial value.

With a founding team that led the development of the UK open banking standards, Ozone API continues to shape open finance around the world helping regulators, banks and technology platforms to accelerate open finance. The Ozone API powers the open banking implementations of banks and financial institutions across the world, with a strong footprint in the UK, Europe, Latam and the Middle East and clients such as Tide and Monese.

Ozone API is an active contributing member of the following standard bodies and trade associations: OpenID, Financial Data Exchange, Financial Data and Technology Association, and The Payments Association.

Find out more: https://ozoneapi.com/



Stand: 17

Payco is a Swiss based digital solutions provider for cross-border payments, providing secure and convenient services for individuals and businesses. Our team is made up of experienced professionals with a passion for innovation and customer satisfaction.

At Payco, our vision is to revolutionize the way that individuals and businesses conduct cross-border payments, making it easier and more secure for everyone. Our mission is to provide the best possible service to our customers, using innovative technology and a commitment to customer satisfaction. Our objectives include expanding our reach globally, increasing customer satisfaction, and continually improving our products and services. Our goals are to become the leading provider of cross-border payment solutions and to help individuals and businesses around the world conduct their transactions with ease and confidence.


Payment Peddlers

A community where wheels meet goodwill, and payments professionals unite for a greater purpose. We are a group of passionate cycling enthusiasts with a heart for making a difference. As we pedal through the dynamic world of payments, we’re also committed to enriching lives beyond the digital realm.

You can reach out to Malik Smith at malik.smith@thepaymentsassociation.org for more information.

Paysafe (1)


Paysafe is a leading payments platform with an extensive track record of serving merchants and consumers in the global entertainment sectors. Its core purpose is to enable businesses and consumers to connect and transact seamlessly through industry-leading capabilities in payment processing, digital wallet, and online cash solutions. Delivered through an integrated platform, Paysafe solutions are geared toward mobile-initiated transactions, real-time analytics and the convergence between brick-and-mortar and online payments.

Paytently (1)


Stand: 55

Paytently is an elite B2B payments orchestration platform, crafted by industry leaders with a passion for revolutionising the payment landscape. Our fully scalable AI-driven platform streamlines transactions, smartly routing each one to the ideal acquirer for a simpler, curated and more efficient experience.

Our emphasis on meaningful connections sets us apart, transforming typically faceless transactions into delightful collaborations. We’re all about making payments smarter, easier, and, dare we say, more fun.


PS London

Stand: 68

We know that for today’s brands to succeed, they must clearly define and communicate their purpose at every opportunity. We also know that even the greatest strategy needs original creative ideas and flawless execution.

To solve problems for businesses, universities, charities and other organisations around the world by creating breakthroughs in brand differentiation and narrative. We do this by employing our unique methodology – futurethinking.


Salt Edge- Silver Sponsor

Salt Edge

Connecting banks with businesses has never been easier. Salt Edge, a leader in creating and providing open banking solutions, takes intercommunication and interoperability between banks, third-party service providers, and their end-users to a whole new level.

With offices in Toronto, London, Chisinau, Milan, and in continuous expansion, Salt Edge is AISP licensed under the UK’s FCA.

The main vectors we are focusing on are:

  1. Open Banking Gateway – allowing financial institutions to get instant access to customers’ bank accounts in Europe, APAC, and Americas for account information and/or payment initiation, via one unified API. Salt Edge Open Banking Gateway includes important enrichment tools (transaction categorisation, merchant identification, financial insights), which help in conducting a detailed and real-time analysis of the end-users’ financial behaviour, for smarter and faster business decisions.
  2. Open Banking and PSD2 Compliance Solution – enabling banks and eWallets to become compliant with PSD2 and Open Banking requirements in as little as one month. The solution includes a set of APIs, TPP verification system, SCA app, consent management system, and more.

To date, Salt Edge offers its customers connections to over 5.000 banks in 50+ countries, bringing comprehensive financial data to more than 1.000.000 end-users monthly. Salt Edge is ISO 27001 and PCI DSS certified, which represents a guarantee of high-security standards.

Key facts about Salt Edge:

  • Founded in 2013;
  • Over 200 clients worldwide, including Western Union, Pleo, ThinCats, BudgetBakers, Société Générale, Guaranty Trust Bank Limited, OTP Bank Group, Crif, and LendEx;
  • ISO 27001 certified and PCI DSS compliant.


Stand: 53


SEON’s mission is to create a world free from fraud by stopping fraud earlier and quicker in the customer journey. With the trust of more than 5,000 companies, SEON has reviewed billions of transactions, preventing over €160 billion in fraudulent activities. Our rapid integration and 30-day free trial allow businesses to try SEON with low risk and high rewards. SEON provides a comprehensive end-to-end fraud prevention solution, including Anti-Money Laundering (AML). Our unique approach combines social signals with deep digital footprinting, leveraging fully explainable machine learning to identify emerging fraud threats. As a recipient of numerous accolades, including Sifted’s Rising 100, Deloitte’s Technology Fast 50, Crunchbase’s Emerging Unicorn, and G2’s Fastest Growing Software in 2022, SEON has raised $94 million in Series B funding as of April 2022. Operating globally from Austin, London, and Budapest, we are committed to making the world safer.


Signature Business Solutions

Signature Business Solutions is a global leader in financial automation software, specialising in automated reconciliations and payment solutions. We bridge the gap between business and technology.

Established in 2006, we have a strong presence spanning three continents.

We deliver innovative and highly configurable technology solutions, for seamless integration, trusted by prominent institutions across diverse sectors.

Our continued success lies in our competitive pricing and wide range of service offerings, including :

  • advanced multiway reconciliations for financial and non-financial data sets
  • tailored managed services
  • big data capabilities
  • interactive reporting
  • complex accounting mapping.


Visit www.signatureuk.co.uk to learn more about our comprehensive suite of financial solutions.



Skyflow is a data privacy and AI privacy company built to radically simplify how companies isolate, protect, and govern their customers’ most sensitive data. With its global network of data privacy vaults, Skyflow is a comprehensive solution for companies around the world looking to securely implement LLMs and meet complex data localization requirements. Skyflow currently supports a diverse customer base that spans verticals like fintech, retail, travel, and healthcare.

Skyflow is headquartered in Palo Alto, California and was founded in 2019. For more information, visit www.skyflow.com or follow us on LinkedIn and X.



Stand: 64

A global ecosystem of talent and technology

Sngular is an ecosystem of technology and talent that develops transformation projects for companies and professionals seeking to adapt with advantage to an ever-changing environment.

With more than 20 years of experience, Sngular develops technology and innovation projects globally for leading companies in the sectors that drive transformation and innovation, such as Banking, Pharma, Energy, Retail, Health, Industry, Telco and Entertainment. But it also offers activities focused on the development of professionals such as its talent agency or radical learning projects.

Sngular currently employs more than 1000 people in 8 countries (Spain, United States, México, Singapore, Chile, Uruguay, United Arab Emirates and Portugal), where it has 20 offices. In this global context, its greatest strength is its ability to build distributed teams that respond to projects anywhere in the world.

Download Event Preview