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7Security provides professional consulting services in compliance auditing, such as PCI DSS, PCI 3DS Core, PCI PIN Security, PCI SSF, ISO/IEC 27001, SWIFT CSP, PSD2, SOC 1 & 2. Furthermore, we offer a full range of testing services to supplement your compliance endeavours, as well as security training for your team. Even though we are essentially an auditing company, the traditional auditor approach has never appealed to us. Instead, we support you throughout your compliance journey, helping you to reduce compliance costs and efforts and allowing you to stay focused on your products and growth instead. We are certified practitioners, holding industry-recognised professional qualifications, including PCI QSA, 3DS, QPA, SSF, CISA, CISSP, ISO/IEC 27001 Lead Implementers, OSCP, CEH, SWIFT CSP.
allpay is the market leader of bill payment, prepaid and cashless payment solutions, delivering innovative and value-added services. With over 20 years’ experience allpay has the capacity and resources to manage all of your payment flows, utilising the most cost-effective technology available. Our aim is to work with each of our 850 public and private sector clients to optimise and secure incoming and outgoing payments to reduce costs and increase efficiency. With an annual transaction volume of over £7billion through 60 million transactions, allpay continues to be a market leader in the payments sector.
allpay has been in the prepaid market since 2009, providing services to local authorities and housing associations. We are an EMI and through our platform offer ‘banking lite’ capabilities and enhanced functionality. Offering Program Management, Issuance, Card Manufacture and Bureau through one source we can provide the complete package to existing and new clients.
API Compliance is a trusted regulatory consultancy specialising in supporting payments and electronic money institutions. Since 2014, we have successfully guided over 150 firms from 20 countries in establishing their operations in the UK and EU.
The team is led by Lee Kurek, a former Global Head of Compliance for a multinational payment services group, and is supported by a highly skilled team of senior consultants with extensive industry experience.
As a member of the Association of Professional Compliance Consultants (APCC), API Compliance actively contributes to key working groups focused on Payment Services, Financial Crime, Anti-Money Laundering, and Operational Resilience.
Our Messaging Hub, Aquila provides native SWIFT MT/MX messaging & transformation; including automated payments processing, reconciliations, message matching, duplicate message detection & much more.
Aquila, can be deployed quickly and easily in the cloud. on premise or as a Hybrid Solution.
Headquartered in London we have been supporting financial institutions globally for over 40 years.
Please visit us on Stand 31 to see a live demonstration and learn about our services.
For further information please visit aquaglobal.co.uk
Arculus® by CompoSecure offers technology that elevates the digital security experience for your customers by seamlessly integrating secure authentication and payment capabilities into their everyday wallets. For over 20 years, CompoSecure has been the global leader in innovative payment card technology, working with fintechs and leading financial institutions. Our premium products and solutions transform the customer experience, offering the highest level of security. Our Arculus technology reduces fraud, reinforces your brand, increases customer acquisition and drives top of wallet success. One tap of your branded premium metal card provides total security for your customers – Powered by Arculus.
AU10TIX is a global leader in identity intelligence, committed to combating fraud and enabling secure digital interactions. Our fully automated solutions verify physical and digital identities in less than 8 seconds, allowing businesses to scale and streamline customer onboarding. With coverage across 240+ countries and territories and support for a wide range of document types, AU10TIX is the go-to partner for major brands worldwide. Our technology ensures compliance and enhances customer trust in an increasingly digital landscape. Stay ahead in the fight against fraud with AU10TIX. Visit AU10TIX.com for more.
Headquartered in a magnificent Georgian Hall in Cambridge, AuthoriPay is a pioneering regulatory consultancy with a focus on payment and e-money institutions. Committed to upholding the highest standards of integrity and ethics, we are renowned for going the extra mile to ensure client satisfaction and establish enduring relationships.
The specialised and diverse experience of our team is the strength we bring to our clients. Our highly-experienced consultants, all of whom are members of the Association of Professional Compliance Consultants, have been involved at an early stage with some of the biggest names in the industry.
WorldPay, Western Union, Revolut, Paypoint, ClearBank and Cashflows are just some of the brands we’ve helped to put on the map. Our clients benefit from our direct experience both at running regulated firms as well as our regulatory experience dating back to when the very first payment service regulations were drafted.
AuthoriPay specialises in serving the Fintech community with fair pricing in the following areas;
AutoRek is a leading provider of automated reconciliation software. We’ve been revolutionizing finance operations and controls for the global financial sector since 1994.
Our solutions are purpose-built to reduce operating costs, achieve regulatory compliance and help firms get in control of their data.
AutoRek is the go-to end-to-end reconciliation platform for some of the largest firms in the global payments sector, including GoCardless and Worldpay. Our solution is specifically designed to help overcome the most complex challenges in managing reconciliations, financial data management and reporting requirements.
With AutoRek, your firm can:
· Save time, reduce costs and increase overall efficiency with automated reconciliations
· Take control of your data with accurate and actionable MI
· Eliminate manual processes to focus on value-add tasks
· Improve month-end timelines to meet deadlines
· Comply with safeguarding rules and avoid penalties
· Mitigate financial and operational risk, ensuring profitability
www.autorek.com
Bankera is a Banking-as-a-Service provider offering embedded and virtual IBANs, card issuing, white-label and agent solutions. Bankera is also a principal member of Visa and Mastercard and offers SEPA (including instant), SWIFT and other payment methods for transactions in more than 15 different currencies.
BankingLab is a one-stop shop banking software provider for banks, EMIs and other PSPs. Solutions include:
Baseella is the ultimate core banking software and ecosystem of customer-facing apps designed to empower payment and electronic money institutions as well as neobanks. Our comprehensive solution is tailor-made to address all the operational challenges faced by PayTech firms, including financial crime prevention, regulatory compliance, management and financial reporting. With Baseella, startups can swiftly launch their services and scale their business without the burden of multi-million euro investments in core banking software. Baseella is built as a fully-fledged core banking system based on the general ledger and chart of accounts; however, our technology stack and architecture address all of the shortcomings of the legacy systems. We are enabling entrepreneurs in the PayTech sector to launch their business quickly and scale it seamlessly by taking the technology uncertainty out of equation.
Bitso Business is the infrastructure for the future of cross-border payments. We are a payments infrastructure provider that enables global companies (and their customers) to pay and get paid in local currency and move money across borders.
Leveraging blockchain-based technology, Bitso Business allows you to execute cost-effective and transparent transactions eliminating the need for pre-funding. Our platform is built on top of a single, easy-to-integrate API with direct connections to local banking rails, enabling instant local and cross-border transactions.
Founded in 1996, BPC is a proven industry leader that is shaping the world of transactions with quick, safe and easy payment processing. With a focus on exceptional technology development and customer service, BPC helps financial institutions and businesses to deliver innovative and best-in-class proven solutions that fit with today’s consumer lifestyle when banking, shopping, or moving in both urban and rural areas. With more than 350 customers across 120 countries, BPC collaborates with all ecosystem players to deliver services for the digital world. Its core product SmartVista suite comprises cutting-edge banking, commerce, and mobility platforms that enable innovative solutions for digital banking, ATM and switching, payments processing, card, and fraud management, financial inclusion, merchant portals, transport, and smart cities. To find out more about how BPC can help businesses deliver a seamless payments processing experience to consumers, please visit https://www.bpcbt.com
Since our establishment in 2011, Cardaq has solidified its position as a dedicated cards and acquiring company, specializing in delivering proficient acquiring solutions for businesses in low and medium-risk domains.
Whether you operate a family-owned business or a large enterprise, our automated technology consistently propels your business opportunities, providing an up-to-date FinTech solution effortlessly. Seamlessly accept and process transparent payments globally using Cardaq, with our FinTech tool enhancing the value of every transaction.
As Principal Members of Visa, MasterCard, and China UnionPay since 2019, we proudly offer a full premium line of products, including Visa Signature, MasterCard WorldElite, and China UnionPay Diamond cards.
Founded in 2011, Chargebacks911 is the first global company fully dedicated to mitigating chargeback risk and eliminating chargeback fraud. As industry-leading innovators, Chargebacks911 is credited with developing the most effective strategies for helping businesses maximize revenue and reduce loss in a variety of industries and sectors within the payments space.
Established by the dispute experts at Chargebacks911, Fi911, empowers financial institutions with innovative back-office management technologies created specifically for the banking and payments industries. By offering direct communications between FIs and their ecosystems, the company’s scalable payment product suite offers features that range from fast, flexible merchant onboarding to highly transparent and feature rich client portals.
Fi911’s proprietary DisputeLab™ helps make resolving chargeback disputes faster and more efficient by optimizing each step in the dispute cycle. The company’s unified platform also provides threat detection, reconciliation, and risk management tools, as well as the ability to generate commissions and ISO pay-outs directly through the system.
Clear Junction is a global payments solutions provider. We power financial companies, enabling them to capture and connect to new opportunities by accessing the tools, networks and knowledge they need.
Our team has years of experience in the payments space and extensive knowledge of risk and compliance. That, coupled with our proprietary technology, helps empower businesses to realise potential in the areas traditional service providers can’t or aren’t willing to unlock.
Clear Junction Ltd. is authorised by the FCA under the Electronic Money Regulations 2011, firm reference 900684
ClearBank is a purpose-built, technology-enabled clearing bank. Through its banking licence and intelligent, robust technology solutions, ClearBank enables its partners to offer real-time payment and innovative banking services to their customers.
CLOWD9 Ltd. is world’s first cloud native, decentralized payments processing platform. Born in the cloud, the platform delivers uncompromising, limitless payments technology around the globe.
Founded in the UK by authoritative payments experts and advised by finance executives and entrepreneurs, CLOWD9 processes payments for traditional banks, neo banks and fintechs. Its platform architecture is global by design, allowing it to scale at speed, quickly establish in new markets and service regional payment preferences across traditional card, bank transfers, QR codes, biometrics or cryptocurrency.
Complyport is one of the UK’s largest independent compliance consulting businesses supporting the financial services industry since 2001. Specialising in providing Governance, Risk and Compliance (GRC) services, we have successfully assisted over 1000 firms to become authorised with the FCA and provide regulatory support to over 600 regulated firms on an ongoing basis globally. Complyport offers extensive support across the regulatory landscape with the following services:
• Authorisations and Applications
• Compliance Support and Advisory
• KYL/AML Managed Services
• Financial Crime
• Internal Audit and Health Checks
• Skilled Person s166 and Expert Witness
• Compliance Resourcing
• Operational Resilience
• Prudential and Regulatory Reporting
• Trade and Transaction Reporting Solutions
• Insurance Advisory
• ESG Services
• Training
Additionally, we provide a suite of innovative online RegTech and managed outsourced KYC solutions, ensuring that our clients maintain seamless compliance with their regulatory obligations. From our offices in the UK, Cyprus (EU) and the UAE we are well placed to help across multiple regulators, jurisdictions and time zones.
Connect with us on LinkedIn at https://uk.linkedin.com/company/complyport-ltd
and X at https://twitter.com/complyport
Founded in 2003, Cosegic is one of the UK’s leading compliance consultancies. Our regulatory compliance specialists work together in industry specialist teams, servicing over 800 clients from the following sectors: Payment services & Cryptoassets, Wholesale Investment (including Hedge Funds, Private Market firms, Corporate Finance and Brokers), Capital Markets (including Asset Managers and Broker/Dealers), Wealth Management, Consumer Credit, Insurance and Lending.
To support firms in being both commercially successful, whilst managing their compliance risk, we actively work with them to build compliance into what they do on a day to day basis, rather than a bolt on, or an afterthought. We have consistently found that this gets the best possible outcome for all concerned. We have built our services and offerings specifically to help our clients confidently navigate regulation in a way that will keep their vision and objectives intact.
Compliance confidence for visionary growth. That is the Cosegic difference
D8 Corporation is a trusted global provider of financial software solutions, dedicated to empowering banks, payment service providers (PSPs), and financial institutions through cutting-edge technology. Since 2002, we have been at the forefront of digital transformation in the financial sector, serving clients in over 32 countries across Europe, CIS, Africa, the Americas, and the Middle East.
Our flagship product, Gate2Bank Payments, is a comprehensive payments technology suite designed to meet the diverse needs of the modern financial landscape. The suite encompasses core payment card infrastructure, issuing and acquiring back-office systems, an advanced e-commerce gateway with 3D Secure support, tokenization solutions, digital wallet capabilities, and robust back-office risk management components for anti-fraud and AML compliance.
The Gate2Bank Payments suite integrates seamlessly with multiple channels, leveraging real-time behavioral analytics and machine learning techniques to detect anomalies, prevent fraud, and mitigate risks. This holistic approach ensures businesses can confidently navigate an evolving threat landscape while delivering secure and efficient payment services.
Flexibility is central to D8 Corporation’s philosophy. We offer open deployment options, including on-premise, hosted, SaaS, or cloud configurations, tailored to the unique operational needs of our clients. Our solutions are customizable to accommodate businesses of all sizes and complexities, providing a personalized approach that ensures optimal results.
With a commitment to technical excellence, robust security standards, and affordability, D8 Corporation drives innovation in the financial sector, helping clients achieve their goals securely, efficiently, and flexibly.
We are DECTA – a global payment processing company, experts in FinTech.
We provide a complete range of digital payment services designed with the needs of Merchants, Banks, and Payment Service Providers in mind. Used by 2000+ companies across 32 countries, our solutions include:
For more information please go to www.decta.com.
Powered by a team of CX and FinTech enthusiasts, we transform customer experiences globally.
Dialect is a niche BPO which provides a multilingual Customer Experience (CX) solution designed and delivered with FinTech businesses at the heart. We are an extension of your business offering 24/7, 365 days a year dedicated customer support in a number of different languages.
Dialect’s service offerings are aligned to our visions and values– deliver innovative solutions for our clients via voice, e-mail, live chat, Facebook, and WhatsApp.
Our live chat solution, MultiLect, is providing high-quality native conversations in over 75 languages. It can be easily embedded in the app or web.
Dialect already supports clients and their customers in the UK, Europe, the US, and UAE with a wide range of inquiries including lost and stolen, account and card activation, transactions, and general usage queries.
We support you in focussing on growing your business while we handle your customer support needs. Let us tell you how outsourcing your contact centre can benefit your business, and improve your customer experience and brand.
DIGISEQ is an award-winning TSM and provisioning platform that provides an end-to-end service to securely deliver data into everyday wearables, enabling items – from rings and bracelets to even fingernails – to include fully certified NFC payment, access control, digital identity, authenticity, and consumer engagement functionality.
We connect an entire ecosystem, serving as a centrepiece between banks, product creators, brands, retailers, chip manufacturers and service providers.
In the last few years, we have extended our provisioning platform to allow full at-home provisioning and wearable management so that users can complete the tokenisation of their selected payment card and securely provision it to their chosen wearable via their mobile device (Apple or Android), thus removing many of the previous barriers to scalability of passive wearables.
By giving consumers the choice of how they pay, banks and issuers can ensure their accounts remain ‘top of wallet’ and ‘front of mind’, ensuring ongoing loyalty and engagement.
Discover® Global Network, the global payments brand of Discover Financial Services, processes millions of cardholder transactions each day. With industry expertise, innovative technology and a closed-loop infrastructure, Discover Global Network provides effective, customized solutions that evolve as needs change. Discover Global Network has alliances with 25+ payment networks around the world, and is led by three Discover businesses: Discover Network, with millions of retail and cash access locations; PULSE®, one of the leading ATM/debit networks in the U.S.; and Diners Club International®, a global payments network with acceptance in more than 200 countries and territories. For more information visit DiscoverGlobalNetwork.com
Dukascopy Bank is a Swiss innovative bank providing Safeguarding and Settlement accounts in 22 currencies to financial institutions globally with the help of our Open Banking APIs. We have developed our products over many years to meet the market requirements with utmost transparency and compliance. Understanding Client needs is our priority and meeting their expectations is crucial. The bank strictly follows the rules ensuring the safest possible environment for its clients in accordance with the Swiss Banking traditions.
Ellipse World, Inc (“Ellipse”) is a Los Angeles-based fintech company that defines the latest advancements in payment card technology. Ellipse’s mission is to make payments safer in a digital world and to create simple solutions that address the world’s needs. Ellipse developed the new standard in card security: EVC dynamic security code technology, which generates a new security code each time a card is tapped, dipped, or triggered with a mobile app. Comprised of leading payment technology experts who are committed to creating new value for the payment industry, Ellipse is present across the United States, as well as in Europe and Asia.
Entersekt, The Financial Authentication Company, provides financial institutions with digital banking fraud prevention and payment security solutions through its cross-channel, Context Aware™ Authentication platform that secures digital transactions and optimizes user experiences. Founded in 2010, Entersekt serves financial institutions around the world, and holds 120+ patents for its security innovations. In 2023, Entersekt acquired Modirum, a 3-D Secure solutions provider, positioning Entersekt as a global industry leader in authentication solutions for financial services. Entersekt processes 2.5bn+ transactions for 250m+ cardholders and 450,000+ merchants from 850 banks+ in nearly 70 countries. Backed by companies like Silicon Valley-based Accel-KKR, one of the world’s top private equity firms, Entersekt continues to expand its footprint across key regions. For more information, visit entersekt.com.
Entrust is an innovative leader in identity-centric security solutions, providing an integrated platform of scalable, AI-enabled security offerings.
We enable organizations to safeguard their operations, evolve without compromise, and protect their interactions in an interconnected world — so they can transform their businesses with confidence. Entrust supports customers in 150+ countries and works with a global partner network. We are trusted by the world’s most trusted organizations.
Equals Money is the money movement solution for forward thinking teams. Our business account combines cutting-edge technology, expert support, and thorough compliance to help you make the most of your spend. Business spend is inevitable: with an account from Equals Money, make it one less thing to worry about.
exactly® is a payment solutions provider specialising in card acquiring and open banking, with a strong focus on supporting e-commerce businesses. As a direct member of Visa, Mastercard, and UnionPay, we deliver secure, efficient payment processing and a broad range of alternative payment methods, including MBway, PIX, Google Pay, and Apple Pay.
FIS is a leading provider of technology solutions for financial institutions and businesses of all sizes and across any industry globally. We enable the movement of commerce by unlocking the financial technology that powers the world’s economy. Our employees are dedicated to advancing the way the world pays, banks and invests through our trusted innovation, absolute performance and flexible architecture. We help our clients use technology in innovative ways to solve business-critical challenges and deliver superior experiences for their customers. Headquartered in Jacksonville, Florida, FIS ranks #241 on the 2021 Fortune 500 and is a member of Standard & Poor’s 500® Index. To learn more, visit www.fisglobal.com . Follow on Facebook, LinkedIn and Twitter (@FISGlobal)
Flagright is an AI-native AML compliance & risk management platform arming financial institutions to combat financial crime risks effectively. The no-code platform, powered by LLMs and advanced algorithms, transforms financial crime compliance operations with transaction monitoring, case management, risk scoring, and AML screening. Flagright’s seamlessly integrated AI agents reduce false positives by 90% and slash alert investigation time by 80%, enabling AML and fraud teams to focus on what truly matters.
Operating across 6 continents, Flagright is rated #1 global platform for transaction monitoring and AML compliance on G2 in Summer, Fall, and Winter 2024. With an average integration time of just 2 weeks, significantly faster than the industry average of 2-4 months. Flagright also leads in time-to-value and ROI, delivering a payback period of 2.4 months.
Headquartered in Singapore, Flagright supports its global customer base through offices in the United States, Germany, and India, along with a distributed workforce that ensures customer success.
G+D Netcetera is a pioneering Swiss software company with forward-thinking digital solutions across the banking, payment, mobility, healthcare, and publishing industries. G+D Netcetera creates growth opportunities for businesses by pushing the boundaries of digital possibilities. With its expertise and over 25-year track record, the company develops future-proof and scalable software that creates value for its clients and consumers. G+D Netcetera is an expert at delivering seamless user journeys within highly secure and privacy-driven environments.
Founded in 1996, G+D Netcetera is a business of about 800 experts at its headquarters in Zurich, Switzerland, and its locations across Europe. Since 2020, the company has been the digital powerhouse within the security tech group Giesecke+Devrient (G+D) as Trusted Software division. G+D is a global company headquartered in Munich, Germany, shaping trust in the digital age with integrated security technology.
More information on netcetera.com and LinkedIn.
Guavapay is a financial technology company that offers payment solutions to individuals and businesses globally. Founded in London in 2017, Guavapay has swiftly evolved into the fintech sector for its innovative solutions and robust technological infrastructure. The company offers a comprehensive suite of payment services, including cross-border payments, acquiring, and car issuing through its flagman product MyGuava.
MyGuava combines the functionalities of multiple financial apps, making it the ultimate all-in-one solution for all your personal payment and business needs, whether you need to make a secure purchase, send money to friends and family worldwide, or provide business payments.
MyGuava App, The All Things Payments App, is designed to provide a unified personal finance experience. MyGuava offers multi-currency accounts in 20+ currencies, with fee-free local and international transfers, multi-currency cards for cross-border payments, pots, gift cards and rewards.
MyGuava Business is a one-stop solution for all payments-related services and business financial management needs, enabling businesses of all sizes to focus on their core operations. MyGuava Business offers a variety of borderless features, including multi-currency business accounts supporting 20+ currencies, physical and virtual corporate cards, batch payments for streamlined transactions, 90+ currencies to 160+ countries.
ID-Pal is an award-winning identity verification and AML screening solution that enables payment providers to seamlessly verify identities and addresses in real time. Offering a unique blend of industry-leading biometric, document and database checks it can streamline AML and KYC in one GDPR-compliant solution.
ISO 27001 certified, it is available out-of-the-box, as an API/SDK and also as a Salesforce AppExchange integration. The technology is also government-certified for the UK Digital Identity & Attributes Trust Framework (UKDIATF). Our Passive Liveness software is iBeta Level 1 and Level 2 quality assured as part of maintaining our data protection and information security excellence.
ID-Pal offers global identity verification coverage of more than 6000 identity documents and 200 verified address data sources to organisations across 200 countries and jurisdictions. Users enjoy a friction-free onboarding experience via a business-branded app that is customisable in one click to the regulatory needs of varying business sites and geographies. Automated decisioning and smart workflows deliver operational efficiencies for merchants and payment providers along with a robust audit trail.
Offering the highest-quality outcomes and the largest databases against which documents are checked, payment providers benefit from accuracy and real-time decision-making to onboard customers seamlessly, combined with a lower cost of ownership for their organisation.
ID-Pal is a complete end-to-end identity verification solution delivering digital transformation and compliance, out-of-the-box. ID-Pal can be fully branded and customised in seconds and deployed into a front-end user experience and back-office business process same day.
iFAST Global Bank (iGB) is a UK bank authorised by the Prudential Regulation Authority (PRA) and regulated by both the PRA and Financial Conduct Authority (FCA). It’s a Subsidiary of iFAST Corporation, a Singapore Exchange Company.
iGB supports Banks & Non-Bank Financial Institutions such as:
Electronic Money Institutions, Authorised Payment Institutions, Merchant Acquirers, Asset & Investment Management Platforms, Brokers, Trusts, Challenger Banks, Foreign Banks Building Societies and Credit Unions,
We provide a service that strengthens their competitive edge by providing enhanced facilities to their own customers. We are a clearer of GBP being a direct member of CHAPS and a direct participant of Faster Payments. We are also a direct SWIFT member and can therefore provide cross border payments in a number of currencies.
Products:
Safeguarding Current & Savings Accounts
Client Money Savings Accounts
Operational Accounts
Deposit & Savings Accounts
We empower our customers to achieve success with connectivity, tailored solutions and dedicated support.
Payments Technology Redefined.
We’ve built our own FX and payments infrastructure to offer clients a quick, secure and easy to use service; all at low cost. Whether it’s a single transfer or your international payroll run, IFX Payments have global cross border payment solutions to save you time and money.
Meet us at Pay360
We’re excited to announce that we’ll be attending Pay360 on 19th – 20th March as silver sponsors.
On day two of the event, our CEO, Will Marwick, is giving a keynote speech in the morning, answering the question, “Cross-Border and Real-Time Money Movement – Can we ever go truly global?” which will be followed by a panel discussion. The following topics will be covered:
To avoid missing out, get a spot early – as the session is already garnering a lot of interest.
You’ll be able to find our team at stand 88 during the event, and our experts will be happy to talk to you about all things cross-border payments and FX and run you through how our solutions can support your goals.
We’ll have some activities running at our stand, including our currency pairing game, where you could win a pair of Apple AirPods Pro. The person who matches the currency pairs in the quickest time, will take home the prize, so it’s you against the clock!
Jumio helps you know, then trust your customers online. From account opening to ongoing monitoring, the Jumio KYX Platform provides advanced identity proofing, risk assessment and compliance solutions to accurately establish, maintain and reassert trust.
Leveraging advanced technology including automation, biometrics, AI/machine learning, liveness detection and no-code orchestration with hundreds of data sources, Jumio helps organizations fight fraud and financial crime, onboard good customers faster and meet regulatory compliance including KYC and AML. Jumio has processed more than 1 billion transactions spanning over 200 countries and territories from real-time web and mobile transactions.
Based in Palo Alto, Jumio operates globally with offices in North America, Latin America, Europe, Asia Pacific and the Middle East and has been the recipient of numerous awards for innovation. Jumio is backed by Centana Growth Partners, Great Hill Partners and Millennium Technology Value Partners.
For more information, please visit jumio.com.
Kani’s award winning data-agnostic SaaS platform brings automation, intelligence accuracy & compliance to payments data – specifically to mission-critical reconciliation and reporting tasks, allowing finance teams to reconcile and report on their large & contrasting data sets in seconds, instead of weeks.
Accurate and verifiable reconciliation and reporting of payments data is an essential and often a regulatory requirement for fintech companies. If tackled manually, these tasks are hugely complex, time consuming and can result in disruptive, growth-ambitious fintechs getting lost in payments data complexities and receiving fines for inaccurate reporting and noncompliance.
Innovative Fintech Kani Payments has made a big impact in the Fintech and Payments space, solving these key industries challenges for companies worldwide. To-date they have reconciled and reported on over €15bn in payments data for their customers, enabling fintechs globally to start and scale at pace without the added data complexity.
Kani are just one of eight companies globally who have recently been selected to join the Mastercard Start path program, as well as being nominated to join the Fintech Power 50, an exclusive industry membership of the most influential, innovative companies and visionary personalities shaping their industry.
KYP is a real-time third-party risk intelligence platform that delivers a complete picture of the partners a business relies upon. KYP was formed by Alan Nagle after recognising that current due diligence providers were not solving the problem of identifying the risks involved in transacting with non-banking partners.
Products available in the market were solely focused on-boarding and transactional monitoring and not the ongoing fraud and reputational risks that the current Open and Connected World can create; this resulted in the use of multiple platforms and resources to gain as much information as possible.
At KYP we take a holistic approach to Knowing Your Partner and mine a complete range of broad and trusted data sources with our unique Machine Learning and AI – intelligently connecting them in one platform resulting in connections other solutions are missing.
Manipal Payment and Identity Solutions Ltd (MPi), a part of the 80 year old The Manipal Group, stands as a global leader in secure payment and identity solutions.
With over 16 years of expertise in this business, MPi offers a diverse portfolio, ranging from PVC and metal cards to smart wearables, cheque books, and bespoke packaging. Our end-to-end card services—spanning design, production, personalization, and delivery—cater to banking, fintech, insurance, and government sectors.
Equipped with state-of-the-art manufacturing facilities, MPi produces over 150 million cards annually while delivering seamless worldwide logistics. As a pioneer in sustainability, we lead the Asia-Pacific region with innovative eco-friendly solutions, including cards made from 99% recycled plastic, biodegradable materials, and premium metal cards.
Driven by a passion for innovation and a commitment to sustainability, MPi continues to meet the dynamic needs of financial institutions and clients worldwide.
For more than 50 years, Mastercard has pioneered technology to make payments simpler, smarter and safer. We work to connect and power an inclusive digital economy that benefits everyone, everywhere by making transactions safe, simple, smart and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments and businesses realize their greatest potential. Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. Find out more by clicking here.
Monavate – a next-generation payments platform built for the world of Fintech, web3 and B2B Payments. A complex but simply visualised network of API connections that provides access to the full Issuing and Acquiring ecosystem in a single integration, an ecosystem traditionally burdened by disparate suppliers, segmented data sets and multiple points of connectivity.
Born and based in Cambridge, UK, Monavate help innovative and ambitious businesses navigate the complex network of technology and regulatory requirements so that they can focus on what is important to them – building their payment programmes.
As principal members of Visa, Mastercard and Discover, Monavate’s card scheme sponsorship and payments platform is expertly curated and provides world class technology that enables its customers to create and manage financial programmes with ease, scale and speed.
Monavate are authorised and regulated as an e-money institution by the UK FCA and across the EU by the Bank of Lithuania.
MULTOS is the most robust, industry-backed high security smartcard platform, delivering simplicity and innovation to the world’s leading card and e-passport issuers. With a figure in excess of 2 billion issued smartcards and smart devices across more than 50 countries, thousands of issuers, including national governments, banks, corporate enterprises and transit authorities have taken advantage of the high security, multi-application platform for their deployment programmes. A wide range of applications including EMV payment, contactless payment, authentication, digital identity, biometrics, loyalty and mass-transit ticketing, and connected smart devices may be implemented, and co-reside, using a MULTOS powered chip. www.multos.com
My EU Pay Ltd is a London based PSP that focusses on corporate clients looking for smarter ways to move their money globally. With a 20 plus tech team we can customise your payment journey and our experienced compliance team ensure a fast onboarding process.
Numeral is a payment technology provider. We provide the infrastructure for fintechs to connect to partner banks, access schemes, and automate payment operations.
Numeral enables fintechs to cover all their payment use cases with a single platform, including
Numeral provides the payment infrastructure for European fintech leaders like Swile, Spendesk, and Alma and has a growing European customer base.
Numeral also partners with Europe’s leading banks, including Barclays, HSBC, BPCE, BNP Paribas, and ABN AMRO.
Launched in 2021, Numeral has raised €13m from world-class investors like Balderton and eFounders.
OpenPayd is a digital Banking-as-a-Service platform, dedicated to improving and simplifying access to payments and banking. Its services can be integrated through a single API and are supported by a network of licenses across UK, Europe, USA, Canada and others.
The platform enables businesses such as marketplaces, PSPs, fintechs and crypto wallet operators, looking to streamline collection of funds and payouts to benefit from virtual IBANs in multiple currencies, access to local and international payment networks, wholesale FX, and card processing capabilities.
Optty: Unlocking Limitless Ways to Pay with Unrivalled Simplicity
Optty opens a world of payment opportunities with streamlined integration, offering access to hundreds of global brands through nine distinct payment architectures. Integrate once and activate any payment method in minutes. Spanning 140 countries and more than 120 currencies, Optty is a PaaS solution that is not in the funds flow, enabling revenue opportunities across the value chain, without complex fee structures, Optty is a success based model. The Optty UPP (universal payments platform) is also a white-label solution for schemes, acquiring banks, PSPs and orchestrators, increasing payment connectivity without the overhead of direct integration. Whether branded or fully white-label, Optty empowers partners to be the Merchant of Record (MOR) if desired, easing payment integration for everyone from merchants to orchestrators and ultimately offering customers unmatched choice and flexibility. Venture into a world of limitless payment possibilities and complimentary services, including Fraud Prevention and ESG unified through a (true) single, seamless integration. Let Optty transform your payment journey.
Established in 2011, payabl. is a leading financial services provider with offices in Germany, Netherlands, Cyprus, and the UK. The company offers a comprehensive range of payment products, including card acquiring, payment accounts, integration to over 300 local payment methods and POS terminals. payabl. offers its customers a high-tech, high-touch approach, providing future-proofed payment solutions to merchants from a wide range of sectors around the world. With unrivalled experience in helping clients navigate the complexity of an ever-evolving payments environment, payabl. is the trusted partner for the world’s most innovative merchants to unlock growth.
To learn more, visit: payabl.com
Payall is the first-ever provider of enterprise infrastructure enabling financial institutions worldwide to offer fast, transparent, inclusive and cost-effective cross-border payments. Novel infrastructure supports processing that’s external to financial institutions’ systems and their domestic payment networks for fast, no-tech integrations that are compliant and secure. Process automation eliminates the costly and error-prone manual effort of compliance, and inclusive payment orchestration enables senders and recipients—from the financially savvy to unbanked individuals—to choose the payment type that best meets their needs.
PAYALLY: Empowering Businesses with Seamless Financial Solutions
Founded in 2017, PAYALLY has become a trusted provider of efficient and secure financial solutions, tailored to meet the needs of businesses of all sizes. By leveraging advanced technology and a global network, PAYALLY delivers a comprehensive suite of services designed to simplify complex financial operations and drive business growth.
Comprehensive Payment Solutions
PAYALLY enables businesses to manage transactions seamlessly through robust payment options such as SEPA, SWIFT, Target2, CHAPS, and Faster Payments. The platform also offers multi-currency accounts, streamlining global operations by allowing businesses to handle multiple currencies within a single account structure. Additionally, PAYALLY provides competitive foreign exchange (FX) services, enabling effortless currency conversions. With support for transactions in 20+ currencies through an extensive network of banking partners, PAYALLY ensures smooth and efficient international operations.
Card Issuing Solutions
PAYALLY enhances business operations with tailored plastic and virtual card issuance. Through our white-label solutions, companies can issue fully customised payment cards that reflect their unique branding and meet specific needs, such as corporate expenses, employee benefits, or customer loyalty programmes.
Acquiring Services
PAYALLY provides comprehensive acquiring services for e-commerce businesses. Merchants can securely and efficiently accept online payments, supporting various payment methods and currencies. With seamless integration into global payment networks, the platform is optimised for scalability, ensuring high transaction success rates and elevated customer satisfaction.
As a principal member of Visa® and Mastercard®, PAYALLY guarantees top-tier security and reliability, empowering businesses to expand their reach with confidence.
Automated Bulk Payment Services
For businesses managing payroll or high-volume transactions, PAYALLY offers automated bulk payment services via API integration. This functionality ensures accurate, efficient processing of batch payments, reducing administrative overheads and saving valuable time.
Global Reach with Personalised Service
Each client is assigned a dedicated Relationship Manager who ensures that specific requirements are met with precision and care. This personalised approach guarantees tailored attention and support, allowing businesses to navigate financial complexities confidently.
Business-Focused Solutions
PAYALLY accommodates various business structures, including LTDs, LLCs, and Limited Partnerships (LPs). With a commitment to transparency and a client-first approach, PAYALLY provides reliable solutions to help businesses overcome financial challenges and achieve their goals.
Referral Programme Benefits
PAYALLY’s referral programme incentivises clients to introduce new businesses, offering rewards and transaction benefits that accelerate growth and success.
With a focus on innovation, security, and personalised support, PAYALLY empowers businesses to streamline financial operations and achieve their goals with ease and confidence.
Paysafe is a leading payments platform with an extensive track record of serving merchants and consumers in the global entertainment sectors. Its core purpose is to enable businesses and consumers to connect and transact seamlessly through industry-leading capabilities in payment processing, digital wallet, and online cash solutions. Delivered through an integrated platform, Paysafe solutions are geared toward mobile-initiated transactions, real-time analytics and the convergence between brick-and-mortar and online payments.
Paytently is an elite B2B payments orchestration platform, crafted by industry leaders with a passion for revolutionising the payment landscape. Our fully scalable AI-driven platform streamlines transactions, smartly routing each one to the ideal acquirer for a simpler, curated and more efficient experience.
Our emphasis on meaningful connections sets us apart, transforming typically faceless transactions into delightful collaborations. We’re all about making payments smarter, easier, and, dare we say, more fun.
We know that for today’s brands to succeed, they must clearly define and communicate their purpose at every opportunity. We also know that even the greatest strategy needs original creative ideas and flawless execution.
To solve problems for businesses, universities, charities and other organisations around the world by creating breakthroughs in brand differentiation and narrative. We do this by employing our unique methodology – futurethinking.
Roq is a trusted Quality Engineering (QE) partner for the banking and finance sector, supporting institutions as they navigate the demands of digital transformation, regulatory compliance, and operational resilience. We specialise in ensuring financial institutions are ready to meet complex industry challenges—whether tackling ISO 20022 compliance, streamlining payment systems, or modernising core banking platforms. With a focus on cost efficiency, operational resilience, and a strong stance on fraud vulnerabilities, Roq’s QE services empower traditional and challenger banks to protect and grow their market share.
Roq’s tailored QE frameworks deliver scalable automation and proactive risk management, ensuring that clients achieve their transformation goals on time, within budget and avoid any expected outages. Our track record includes guiding banks through high-stakes projects, from multi-year transformational initiatives to improving customer-centric innovation and digital service delivery. Trusted by industry leaders, Roq is committed to elevating quality and delivering successful technology solutions in an increasingly complex financial landscape.
Runa is the leading global fintech building the global payouts infrastructure that drives growth. The Runa API empowers thousands of businesses to make payments to 5billion+ consumers in 190+ countries. Through Runa, businesses can instantly and easily transfer funds to cards, wallets or bank accounts, or send prepaid or gift cards, to any recipient, anywhere. Fully embeddable within any digital experience, Runa transforms payouts by unlocking new revenue for senders, removing friction for consumers and increasing basket size for merchants.
Based in London, and New York and supported by a global team, Runa’s growth is backed by key investors, including Element Ventures, CommerzVentures, Clocktower Ventures, Volution Capital, 13Books Capital, and SAP. Learn more at www.runa.io
Salt Edge is a leading financial API platform with PSD2 and Open Banking solutions that cater to businesses worldwide. The company facilitates third-party access to bank channels through a unified gateway and develops the technology necessary for banks to comply with regulatory requirements. As an ISO 27001-certified and AISP-licensed company under PSD2, Salt Edge prioritizes international security measures to ensure stable and reliable connections between financial institutions and their customers. The company is integrated with over 5,000 financial institutions in more than 50 countries and has earned recognition as a Strong Performer in The Forrester Wave™: Open Banking Intermediaries, 2023 Report.
Visit: https://www.saltedge.com/
Simon-Kucher is a global consultancy with more than 2,000 employees in 30+ countries. Our sole focus is on unlocking better growth that drives measurable revenue and profit for our clients. We achieve this by optimizing every lever of their commercial strategy – product, price, innovation, marketing, and sales – based on deep insights into what customers want and value. With 40 years of experience in monetization topics of all kinds, we are regarded as the world’s leading pricing and growth specialist.
Through Starling Bank Services (SBS), financial organisations can gain access to real-time payments and give their customers better financial tools. The payment solutions offered by SBS, which include access to the Faster Payments Scheme (FPS), run on the same technology that powers Starling Bank, a digital bank that has won the trust and loyalty of millions of customers. Starling’s technology is cloud-based, cutting-edge, robust and reliable – exactly what FinTechs, credit unions, insurance dispersers, investment companies, and point of sale companies need to grow their organisation and support their customers. SBS is based in London, with clients across the UK
Sumsub is a full-cycle verification platform that secures the whole user journey. With Sumsub’s customizable KYC, KYB, Transaction Monitoring and Fraud Prevention solutions, you can orchestrate your verification process, welcome more customers worldwide, meet compliance requirements, reduce costs, and protect your business.
Sumsub has over 2,000 clients including Exness, FlowBank, Advapay, bitwallet, B2Broker, ANNA, Jeton, Orenda, Binance and TransferGo, spanning globally across various industries such as fintech, crypto, trading, e-commerce and more.
You can find details about Sumsub’s solutions for fintechs here: https://sumsub.com/financial/
We’re the global specialist in financial transactions – the way the world moves value across borders, through cities and over seas. We keep funds flowing, supply chains moving and the world’s economies turning. No other organisation can address the scale, precision and trust that this demands.
We’re unique too: a neutral cooperative established to provide a safe, secure and reliable way for the financial community to send transactions across borders. We’re always striving to be better and are constantly evolving in an ever-changing landscape. We innovate tirelessly, test exhaustively, then implement fast. In a connected and challenging era, our mission has never been more relevant.
Headquartered in the United Kingdom, TerraPay believes that the smallest payment deserves a borderless journey as safe as the largest. The group has been building an ever-expanding payments highway that empowers businesses to create transparent customer experiences with an uninterrupted, secure, and real-time global passage for every payment, however small or large. Registered and regulated across 29 global markets, TerraPay is one of the leading global partners to banks, mobile wallets, money transfer operators, merchants, and financial institutions, creating a more expansive and inclusive international financial ecosystem. With access to an extensive network of 7.5Bn+ bank accounts, 2.1Bn+ mobile wallets, across 125 receive countries and 210 send countries, TerraPay enables its partners to become beacons of the promise of global financial inclusion.
Thales is a global technology leader with 77,000 employees in 68 countries. The Group provides solutions, services, and products to customers in the aeronautics, space, transport, digital identity and security, and defence markets.
Our digital identity and security business creates the technology needed to build trust in an increasingly connected world. Our solutions generate value for businesses and governments by protecting the identities of billions of people and things as well as the data they create and exchange.
We deliver these solutions to more than 30,000 organizations including 3,000 financial institutions whose banking and payment services we protect.
The Bank of London is a principal clearing bank of the United Kingdom prioritising the preservation of depositor’s money and operating as a partner for safer banking.
The bank does not generate credit, liquidity, or investment risk. No depositors’ money is loaned, leveraged, or invested. All client money is held at the Central Bank (Bank of England), available on demand.
The bank provides:
The Bank of London is authorised by the Bank of England’s Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
The Fintech Power 50 is the annual guide to the most influential, innovative, and powerful figures in the Fintech industry. Shining a spotlight on those who are transforming financial services for the better, it serves as the go-to hub for fintech’s and provides an exclusive accelerator programme designed to support a company’s global growth, including PR amplification and increased brand awareness, business development, talent acquisition, and business investment.
For more information about the Fintech Power 50, please visit: https://www.thepower50.com/
Social Media Links:
https://twitter.com/thepower_50
Thistle Initiatives, part of the Thistle Group, is a multi-award-winning compliance consultancy, providing advice and support to regulated and unregulated firms both internationally and across the UK.
Since launching in 2012 we have become one of the largest members of the APCC and proudly supported over 1000 firms to become FCA authorised.
Our 70+ team of financial industry specialists, compliance officers, ex regulators and lawyers is dedicated to providing support with FCA Authorisations, Acquisition Due Diligence, Audits, Supervision and Enforcement and ongoing compliance advice and support, to sectors including Investments, Payment Services, Credit, Mortgages, Digital Assets and General Insurance.
With a strong focus on financial crime compliance, we support firms to navigate the complexities of financial crime regulations, including anti-money laundering, anti-bribery, counterterrorism and tax evasion.
We are guided by a principle to be much more than a compliance consultancy, our philosophy of providing a world-class service and hands-on approach, with problem-solving and a commercial focus, means we strive to be trusted by the regulator and our clients alike.
For more information, please visit thistleinitiatives.co.uk, email [email protected] or call 0207 436 0630.
Thredd is the trusted next-gen payments processing partner for innovators looking to modernise their payments offerings worldwide. We process billions of debit, prepaid and credit transactions annually, serving over 100 fintechs, digital banks, and embedded finance providers, from consumer to corporate, across 44 countries.
Thredd’s unique offering is its client-centric approach combining hands-on support with modern, reliable, and scalable technology. Thredd’s assured solution accelerates the development and delivery of consumer and corporate payments components embedded within digital banks, as well as for expense management, B2B payments, crypto, lending, credit, Buy Now Pay Later (“BNPL”), FX, remittance, and open banking innovators. By partnering with our clients from concept to creation with our easily configurable solutions, we allow these leaders the agility to achieve their core business aspirations.
Thredd has enabled market leaders since 2007 and has a highly reliable platform with 99.99% availability. Thredd’s highly customisable solutions on our API-first platform, surrounded by our in-depth industry expertise, value added services, global presence and technical resilience, are designed to scale with ease. Thredd is certified by Visa and Mastercard to process transactions globally.
The company has branded offices in London, Newcastle, Singapore, and Sydney, with remote colleagues based all over the world.
When you want to grow your business, you’re pulled in two directions. You need to acquire new customers and reward loyal fans. It’s not an easy balance to strike, but Tillo makes it effortless.
Our innovative platform uses the power of digital gift cards to connect consumers to the brands they love. We resolve two business headaches in one solution, making you magnetically attractive to new customers, and giving existing ones every reason to stay.
With a truly collaborative ethos, which makes customer service a priority, we focus on helping businesses supercharge sustainable and profitable growth. Let’s start supercharging yours.
Tink is the market leader in open banking, enabling banks, fintechs and merchants to build data-driven financial services. Whether that’s making account-to-account payments, onboarding new customers, making better credit decisions or creating money management tools. A wholly owned subsidiary of Visa, Tink has over 6,000 connections to banks with the ability to reach hundreds of millions of people across 19 markets. Since its creation in 2012, Tink has powered the pioneers of open banking and now serves some of the world’s largest financial institutions, taking processes that are filled with friction and replacing them with seamless experiences that eliminate complexity for consumers. We power the new world of finance. For more information visit tink.com
Trulioo is the world’s identity platform, trusted by leading companies for their verification and fraud prevention needs. Offering business and person verification across the globe, Trulioo covers 195 countries and can verify more than 14,000 ID documents and 700 million business entities while checking against more than 6,000 watchlists. Trulioo enables global companies to prevent fraud with hundreds of predictive risk signals, consortium data and industry-specific machine learning models. Its comprehensive suite of in-house capabilities, integrated across a single automated platform, powers customizable onboarding workflows tailored to meet any market requirement. Combining its state-of-the-art technology with expertise across diverse markets, Trulioo enables the highest verification assurance levels, optimizing onboarding costs and fostering trust in the global digital economy.
Recognized as the #1 CX provider for disruptors and innovators across financial services and fintech, Ubiquity was founded on the belief that our clients and their customers deserve better: Better expertise. Better ideas. Better scale. Better results. Headquartered in New York City with delivery locations in the U.K., Europe, Asia, Africa, and the Americas, Ubiquity provides multilingual, end-to-end solutions for customer experience management, back-office operations, and business transformation. Visit us at ubiquity.com.
Ubiquity’s approach to outsourcing is defined by five foundational stages, each meticulously designed to ensure unparalleled excellence and partnership. These stages together form the core of our BreakthroughIQ™ methodology. This unique framework is what sets us apart, fostering transformative results tailored to your business and your customers:
1) Bespoke Discovery
2) Strategic Solutioning
3) Specialized Expertise
4) Relentless Optimization
5) Always-On Global Reach
AI-based fraud prevention platform that blocks fraudulent financial transactions and prevents account takeovers in real-time.
This is an omnichannel solution that works with all payment types including cards, cheques, ATM transactions, SWIFT, ACH, Interac, etc.
We project a reduction in fraud of up to 75%.
Visa (NYSE: V) is a world leader in digital payments, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories. Our mission is to connect the world through the most innovative, convenient, reliable and secure payments network, enabling individuals, businesses and economies to thrive. We believe that economies that include everyone everywhere, uplift everyone everywhere and see access as foundational to the future of money movement. Learn more at Visa.com.
Wallester AS is a fintech company with offices in Tallinn and Valbonne, offering unique payment solutions and card issuing options that can be customised to meet the specific needs of any business, regardless of its size.
Two main products are available for businesses to choose from.
Wallester Business simplifies corporate expense management by providing an all-in-one solution that includes a Web portal, a Mobile App, and REST API integration to manage, keep on track, and easily report all the corporate spending without any fees. The solution offers unlimited virtual and physical Visa cards, a custom payroll program, BIN ranges, and support for more than 10 currencies. After a quick registration, each new client gets 300 virtual Visa cards free of charge.
Wallester White-Label provides customisable payment solutions, such as tailored card issuing and processing services, that can be branded with your company’s name and logo. As well as all the legislation and regulation matters services, including all the necessary certifications, Back office portal, KYC/KYB procedures, AML, Fraud Monitoring and 3DS security measures on top of custom payment preferences such as tokenisation, mobile application development or REST API integration.
For more information, please visit our website: wallester.com
For Financial Institutions. Helping banks build lasting relationships with their clients, deliver new services and uncover new revenue opportunities. As a leading global PayTech provider, we cover all aspects of the payment services value chain.
For Merchants. No matter the size of your business, as your payment service provider we’ll help you reach your goals with world-class global payment services.
25th & 26th March 2025
ExCeL, London
We value your privacy and trust. That’s why we will never share your details with any third parties without your consent, and we will never ever sell them. If you receive an email offering our data for sale (sometimes pretending to be from us), it will be a scam. Please do not respond but email it to [email protected] so we can take action where possible.
