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Take a look at the 2026 agenda below to get a sense of what to expect. If you’d like to help shape this year’s agenda or get involved, click the “Speak in 2026” button below and we’ll be in touch.
For centuries, money came in three forms: cash, central bank money, and commercial bank money. A fourth is now maturing, digitally native, programmable, and borderless by design. Stablecoins aren’t just another crypto asset; they are evolving into regulated payment instruments with real-world rails, enabling faster, cheaper, and global payments.
Regulatory momentum is now aligning with innovation. In the UK, FCA CP25/14 & CP25/15 and Bank of England guidance are creating a clear path for stablecoins as money-like instruments. In the US, AML/CFT obligations under the PATRIOT Act and BSA provide a compliance framework for on-chain payments. Europe’s MiCA regime authorises e-money and asset-referenced tokens across the EU, while Asia’s MAS, HKMA, and JFSA are establishing payments-first licensing, reserve, and redemption standards.
Market leaders are already taking action. PayPal’s PYUSD, J.P. Morgan’s JPM Coin, Ripple’s USD stablecoin, and pilots from Mastercard and Visa show how stablecoins are moving into consumer, merchant, and institutional payments.
The takeaway is clear: stablecoins are no longer theoretical—they are live, regulated, and reshaping payment rails. The question for banks, fintechs, and payment providers is whether they will shape the future of money—or ride it built by others.
To be announced – check back for more information soon
Over the next 5 years, end-user expectations are set to change dramatically, driven by technology, convenience and evolving business models. Understanding the key pain points to personalise and target new products is essential in reaching the modern user, whether consumer or business, and is vital to surviving a competitive climate.
This session will explore what these shifts mean for the industry and uncover new opportunities for product development and infrastructures.
Our panel will examine the new standards that will define both consumer and business payment experiences in order to stay ahead of accelerating demands and to prepare your organisation for the future of payments.
To be announced – check back for more information soon
Artificial intelligence is changing the face of payments, allowing financial services to evolve at an unprecedented speed, but its rapid adoption also presents new ethical and security challenges. Simply integrating AI isn’t enough; the key is to set clear guardrails to ensure its responsible implementation. How will incoming regulation like the GENIUS Act impact the usage of AI on a global scale?
This session will go beyond the hype to provide a practical guidance for your payments business. Hear from leaders who are proactively defining the rules, turning potential risks into a competitive advantage.
In this keynote, the Minister will set out a strategic vision for how the UK can balance innovation with stability, foster competition while ensuring security, and enable cross-border interoperability. It is not just about enabling new rails; it’s about designing a trusted, inclusive, and resilient financial future.
The UK has long been seen as a pioneer in open banking but as the New Payments Vision sets out its 5-year roadmap, including the roll-out for VRPs to unlock a series of open banking use cases, from utility bill payments to paying taxes, the question remains: has the UK got the model right this time?
At the heart of this vision is a proposed not-for-profit entity, guided by the Payments Vision Delivery Committee (PVDC), to provide the infrastructure and payment rails that will underpin open banking services. But is this approach sustainable? And will it deliver the innovation, resilience, and industry-wide collaboration needed to keep the UK at the forefront of global payments?
This panel will discuss whether the model will work and what it means for providers, merchants and end users? Can the UK truly set the standard for open banking worldwide?
The line between human and machine is blurring, and fraudsters are exploiting it. With evolutions of generative AI powering larger, more personalised attacks on consumers, the threshold for security and evolving fraud controls have risen but regulations remain stringent. Is red tape holding the industry back from staying ahead of the criminals?
This session explores case studies showing how criminals are leveraging Generative AI and other advanced technologies to create sophisticated, and almost undetectable, fraud schemes.
Jas Narang, Chief Transformation and AI Officer, Santander,
25th & 26th March 2026
Excel, London
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