08:30

Registration & networking

09:00

Opening keynote – Leadership, adaptability and innovation in a modern world

Ben Agnew, CEO, The Payments Association (Introduction)

Tony Craddock, Director General, The Payments Association (Chair)

Brian McBride, Former CEO Amazon UK & Chairman Asos, Chairman Trainline

09:30

The role of the payments industry in the UK economy: helping position the country for growth

Mastercard’s keynote speech will address how the payments industry can help position the country for growth and draw on the UK’s National Payments Vision to highlight priorities including fighting fraud, open banking, the rise of one-click solutions and the possibilities that are opening thanks to tokenfisation.

Simon Forbes, President, UK & Ireland, Mastercard

09:50

Keynote panel – Financial crime: What can Europe and the world learn from each other?

As the industry’s number one challenge, can financial crime ever be properly addressed unless countries start working closely together?
What could international cooperation look like? Where should efforts be focussed?
What is working to fight financial crime? What should be adopted as best practice?
Is data sharing the key to finding and preventing bad actors?
The UK APP fraud rules – are they a mistake or could they form a global benchmark?

Jane Jee, Ambassador, The Payments Association (Moderator)

Mike Regnier, CEO UK, Santander

Carolin Gardner, Head of AML/CFT Unit, EBA

David Geale, Managing Director, PSR and Interim Executive Director Payments and Digital Assets, FCA

10:30

Morning networking break

11:00

Fireside Chat – Cooperation, innovation and competition: Regulatory priorities for the industry

How does the FCA and PSR intend to coordinate and cooperate following the National Payments Vision?
What does the FCA and PSR see as the future of payments? Innovation and competition have been highlighted as priorities for the government – what does this mean in practice and how will the FCA and PSR support this?
What are the planned regulatory developments for the next 2 years?

Riccardo Tordera Ricchi, Director of Policy & Government Relations, The Payments Association (Moderator)

Dan Moore, Head of Strategy, Analysis and Engagement, PSR

Matthew Long, Director, Payments and Digital Assets, FCA

11:25

Keynote panel debate – Are wallets going to win?

What are the concerns of the PSR and FCA?
Will tech providers like Apple have to change their business models?
Will offerings like ‘Click to Pay’ shift the balance?
How could wallets interact with other initiatives like account-to-account payments
What could this shift mean for traditional industry players?

David Parker, Lead Ambassador, The Payments Association (Moderator)

Hugo Remi, CEO, Cardaq

Shachar Bialick, CEO, Curve

Helen Bierton, Everyday Banking Director, Lloyds Banking Group

Helen Young, Director of Public Sector, Real Estate, Scotland & Northern Ireland, Barclaycard Payments

12:10

LUNCH

13:10

Choose your session

Track A – Navigating the Regulatory Roadmap

Lead stream sponsor – IFX

Chair – Matteo Dessi, Ambassador, The Payments Association

Stream Keynote – Trumpeting Change – US Politics and the Future

Join a Chief Compliance Officer and a General Counsel for a fireside chat exploring the evolving regulatory landscape and its impact on global businesses, particularly within the payments and financial services sector:

From the scrutiny of digital platforms like TikTok to the shifting dynamics of international trade and tariffs, how could upcoming US policy changes reshape compliance requirements, cross-border transactions, and market access?
When navigating financial regulations, payments infrastructure, or geopolitical risk, what lies ahead?

Sara Cass, Chief Compliance Officer, IFX Payments

Anastasia Evans, General Counsel & Company Secretary, IFX Payments

Track B – MORNING – Delivering Digital Transformation

Lead stream sponsor – Thredd

Chair – Anton Kornilov, Global Executive in Financial Services, ex-Mastercard

Stream Keynote – Adapt and evolve: Staying innovative in a changing landscape

As one of the world’s leading card issuer processors, Thredd will provide an overview of the changing dynamics in the global cards landscape and provide a walkthrough of how to navigate the rapidly changing market.

Explore the use cases
Key delivery choices and considerations
How to expand and grow your value proposition
Best practices and lessons learnt

Jonathan Vaux, Head of Propositions and Partnerships, Thredd

Track C – Powered by Data & AI

Lead stream sponsor – Visa

Chair – Svetlana Hoffman, Ambassador, The Payments Association

Stream Keynote – Convergence in a Digital World

Imagine a world where payments aren’t just seamless, but intelligent, personal, and dynamic. This keynote session will explore game-changing trends in commerce, uncover what the convergence of identity, embedded intelligence, hyper-personalisation (and more) will mean for experiences of tomorrow, and highlight tangible ways businesses can set themselves up for success and help shape the future of commerce.

Mathieu Altwegg, Senior Vice President, Head of Product & Solutions, Europe, Visa

13:30

Track A

Panel – Shifting regulation, changing priorities: The convoluted road ahead

What are the most important fixtures on the upcoming regulation roadmap in UK and Europe?
What are the global policies influencing Europe?
Are regulators well-resourced enough to deliver these changes and support the industry meeting them as well?
Is the current regulatory approach a burden on firms and stifling innovation?
Technology continues to move faster than regulation – how can regulators do more than just ‘keep up’?

Matteo Dessi, Ambassador, The Payments Association (Moderator)

Michael Schweiger, Chief Compliance Officer, Airbnb Payments

László Kajdi, Head of Section, The Central Bank of Hungary

Samantha Emery, Director Payments Industry & Development, Lloyds Bank

Paul Horlock, Chief Payments Officer, Santander

Rebecca Hickman, Partner, Addleshaw Goddard

Track B

Panel – Out with the old? Overhauling legacy while maintaining resilience

What are the benchmarks for operational excellence in financial services?
How do you stay lean and optimise efficiencies whilst growing outputs, enhancing tech stacks and overhauling old systems?
What are best practice processes for integrating old and new technologies.
How to decide when to build, buy or partner for new solutions and offerings?
How do we get the benefits out of necessary regulatory changes and maximise investment in open banking, VRPs, strategic re-platforming etc?

Anders Olofsson, Thought Leader in Payments and Cash Management Strategy (Moderator)

Danielle Anthony, Technology Platform Lead, Lloyds Bank

Chris Thompson, Head of Architecture and Services, Bravissimo

Anjali Subburaj, Principal Enterprise Architect, Zooplus

Kevin Flood, Director, FIS Payments Ecosystem Strategy, Corporate and International Banking, FIS Global

Track C

Panel – Mining for data gold: How to build a strategic data strategy

How to move past a tick-box approach for collecting data or buying data services – what is the purpose? What is the use case?
Using data as the starting point – how to leverage data to feed into strategic business decision making.
How are strong data and strong AI strategies intertwined. Are we using AI effectively to drive efficiency and optimisation?

Svetlana Hoffman, Ambassador, The Payments Association (Moderator)

Rakhee Modha, Data Director, Starling Bank

Bhagya Reddy, Executive Director, Virgin Media O2

Zac Hinton, Director, Data Products, Lloyds Bank

14:15

Track A

Spotlight Session – Proactive vs. Reactive: Resilient Verification Keeps Your Compliance a Step Ahead

How do you configure onboarding to automatically cascade from one verification technique to another depending on regulatory requirements, risk profiles and regional idiosyncrasies? How can ongoing innovation help you normalize and standardize identity data for worldwide verification?
How can you keep your verification on the cutting edge to ensure compliance and onboarding speed now and in the future? How can sophisticated AI and machine learning form an agile defence against the full range of fraud attacks, from conventional to sophisticated?
How can your global enterprise onboard people and businesses in markets around the world without overburdening your development team with multiple APIs and point solutions?

Zac Cohen, Chief Product Officer, Trulioo

Track B

Spotlight Session – Trends Shaping the Customer Services Experience: What’s Next for Payments?

What are the ‘skills of the future’ and how do you upskill at scale to stay cutting edge?
What are the current talent trends?
How will AI change the workplace? What do you need to put in place now for your teams?
Is it possible to keep a founder mentality (a focus on agility, innovation, growth) whilst scaling?

Anton Kornilov, Global Executive in Financial Services, ex-Mastercard (moderator)

Katie Hoskins, Global Service Lead – Cross Border Payments, HSBC

Matthew Agronin, Chief Growth Officer, Ubiquity

Track C

Spotlight Session – Financial Inclusion: Empowering People, Boosting Businesses

Understanding the scale of financial exclusion from a global perspective and the digital divide. Where are the potential opportunities?
What role should technology play in bridging the gap? What solutions are already having an impact on financial democratisation?
Building the business case for engaging with the non-banked population – what strategic advantages and opportunities are being missed?

Elkhan Nasibov, Chief Compliance Officer and MLRO, Guavapay

14:35

In Conversation with Luke Charters MP: Payments in Parliament – priorities and plans

Riccardo Tordera Ricchi, Director of Policy & Government Relations, The Payments Association (Moderator)

Luke Charters, Labour Member of Parliament

Afternoon Networking Break

15:05

Panel

Panel – Across the divide: Can cross-border payments be easy, cheap and reliable?

The consumer demand is there – what do we need from regulators to make cross-border payments accessible to payments providers?
How could better data sharing help stop bad actors sending money across borders?
What are the opportunities for financial inclusion and remittance without bank accounts?
Global regulatory harmonisation – what efforts are being undertaken to standardise regulation across borders?

Andrew Doukanaris, Ambassador, The Payments Association (Moderator)

Dima Kats, CEO, Clear Junction

Ugne Buraciene, Group CEO, payabl.

Simon Eacott, Head of Payments, NatWest

Damien Godderis, Head of Payments Industry Engagement, BNP Paribas

AFTERNOON STREAM– Alternate Rails and Digital Currencies

Panel – The long road to usability for CBDCs

Explore global CBDC progress – are there any that could be considered a success?
How far along is the process for the digital pound from a regulatory standpoint?
What infrastructure needs to be in place? What could they mean for cross-border payments or open-banking?
Will digital currencies ever be a viable and practical method of payment for merchants? What are the practical use cases?

Ian Taylor, Board Member, CryptoUK (moderator)

Maha El Dimachki, Centre Head, BIS Innovation Hub Singapore

Diana Carrasco, Head of Digital Pound, Bank of England

Nick Kerigan, Managing Director, Swift

Shaun O’Keeffe, SVP, Global Growth, Zero Hash

Panel

Panel – Beyond hypotheticals: Real use cases for AI in financial services

How can AI be used to complement existing technologies and strategies? Is the best AI the one we don’t notice?
How are organisations using AI right now, beyond ideation. What best practice is emerging?
How do you build a coherent AI strategy that is future proof and not jumping on a short term bandwagon?

Mark O’Keefe, Ambassador, The Payments Association (Moderator)

Ian Cheng, Enterprise Digital Strategy Leader, Jaguar Land Rover

Vytautas Karalevicius, Co-Founder, Bankera

Prashant Jajodia, UK & Ireland Financial Services Sector Leader, IBM Consulting

15:50

Spotlight Session

Spotlight Session – Unleashing the potential of digital wallets

What role do digital wallets play in the payment ecosystem? How is their usage/relevance evolving?
What is the potential impact and opportunities for collaboration and financial inclusion?
What are the main challenges in compliance and interoperability
How could we expect wallets to evolve in the future?

Viktor Lysyuk, Vice President – IMT – Europe, Terrapay

Spotlight Session

Spotlight Session – Innovating wholesale payments: building a resilient and innovative future

Victoria Cleland, Executive Director of Payments, Bank of England

Panel

Panel – Could AI win the financial crime battle?

What trends are we seeing in the usage of AI for fraud and cyber-crime?
How can AI be used to support our most vulnerable customers and proactively get in touch about issues?
How can machine learning and synthetic data be leveraged for real-time fraud detection?

Masha Cilliers, Ambassador, The Payments Association (Moderator)

Kathy Griffin, Chief Risk and Compliance Officer, Uber Payments UK

Rich Bromley, Director, Head of Fraud, Monzo

Alona Shevtsova, CEO/Director, Sends

16:10

Panel

Panel – Underserved, underbanked, unsupported: Is the industry failing at financial inclusion?

The CoL crisis continues to create pressure – what do we need from the regulators? What can the industry do?
How do we ensure inclusive access to financial tools?
Is payment choice still about cash? Are there more effective routes of access?
How can we drive financial literacy and access among the underserved? What needs to be driven by regulation and what responsibility does the private sector have?

Nadia Edwards-Dashti, Chief Customer Officer, Harrington Starr (Moderator)

Lee Taylor, CFO, OnlyFans

Joanne Dewar, Ambassador, The Payments Association

Peter Theunis, SVP Sales, BPC

Carly Sutherland, Head of Market and Industry Development, Cash & Self Service, Payments, NatWest Group

Panel

Panel – Blockchain for payments: Has it and can it deliver on its promise?

How is blockchain technology intersecting with traditional banking and payments rails? What are the use cases already in play?
What steps need to be taken to improve interoperability and scalability? What is the potential for different players to contribute?
What is the potential to impact and improve cross-border and real-time payments?

Robert Courtneidge, Board Advisor, The Payments Association (moderator)

Sean Forward, Business Manager for Digital Currency, ClearBank

Gabriele Zuliani, Executive Director, Bitso Business

Dan Wilson, Head of Payments Strategy, Industry and Roadmap, Nationwide

16:55

End of conference day 1

16:55-18:00

PAY360 After Hours

Day 2

08:30

Registration & networking

09:10

Mark Garnier, Shadow Economic Secretary, Treasury on the future of payments in the UK

Masha Cilliers, Ambassador, The Payments Association (Chair)

Mark Garnier OBE, Shadow Economic Secretary, Treasury

09:20

Special Announcement

Tony Craddock, Director General, The Payments Association

Charlotte Crosswell, Chair, CFIT

09:30

C-Suite Keynote Panel – A payments crystal ball: What will change the industry in the next 24 months?

What are the macro trends that we should be watching closely? How are they different region to region?
Globally, where is the cutting edge in payments being pioneered? What is exciting on the international stage?
How will AI change the future of payments?
What is the future of big tech in financial services?

Teresa Connors, Ambassador, The Payments Association (Moderator)

Adam Bealey, Head of Swift UK & Ireland, Swift

Gary Palmer, CEO and Founder, Payall

Saif Malik, CEO, Standard Chartered UK

Ian Povey, CIO Payments Technology, NatWest Banking Group

10:15

Fintech Pitch Live Winner’s Pitch

David Parker, Lead Ambassador, The Payments Association

Alexandra Edmonds, Vice President Emerging Fin Tech, Mastercard

10:30

Industry Keynote – The next generation of financial systems infrastructure

What is happening on the global stage and what should we be taking from it in the UK?
Where are we today with interlinking fast payment infrastructure? What does this mean for potential policy?
How do we need to change how we think about interoperability?

Maha El Dimachki, Centre Head, BIS Innovation Hub Singapore

10:45

Morning networking break

11:10

Choose your session

Track A – The Evolving Threat of Financial Crime

Chair – Thara Brooks, Working Group Member, The Payments Association

Stream Keynote – Taking the lead: How do we get ahead of fraudsters?

Will fraudsters and their technology always be one step ahead? What is needed to shift the balance?
What are the growing trends in cyber threats, attacks, and fraud?
How can different stakeholders align to better cover the crime lifecycle and how different platforms and journeys interconnect? How much can we achieve voluntarily before we need regulation to step in?

Murray Mackenzie, Director of Transformation, Virgin Media O2

Track B – Next Generation Merchant Payments

Lead stream sponsor – Discover

Chair – Kyle Monk, CEO, Institute of Commerce

Stream Keynote – The ever-changing customer: A macro perspective

How are wider technological trends impacting customer expectations?
Sustainability continues to be high priority for consumers – is this reflected in payments options?
Different cultures, methods, generations – how can organisations keep their options current and streamlined?
The rise of new payment methods like BNPL – what drives adoption?

David Bibby, Senior Manager, ProtectBuy Product Management, Discover Global Network

Track C – Unlocking Open Finance

Chair – Rebecca Hickman, Partner, Addleshaw Goddard

11:30

Track A

Panel – APP Fraud: Where are we 6 months on?

What impacts are we seeing on firms and the payments ecosystem 6 months on?
What best practice has emerged? Where do firms still need more clarity?
What future legislation can we expect to see from regulators?
Are our regulatory processes fit for purpose?

Thara Brooks, Working Group Member, The Payments Association (moderator)

Mark Thynne, Senior Manager, PSR

Chris McGrath, Head of Department, Market Interventions and Payments, FCA

Rory Tanner, Head of UK Government Affairs and Public Policy, Revolut UK

Richard Luff, Vice President Product Development, Mastercard

Rob Woods, Director International Market Planning; Financial Services SME, LexisNexis Risk Solutions

Track B

Panel – The golden opportunity in embedded finance

How is embedded finance driving stickiness and loyalty?
The playground for Big Tech – what can payments players learn? What avenues could be opened for value?
Gen Z as the next generation of payers – what do they expect and what are they looking for in a payments journey?
The balance of ease and safety – what does security look like in an embedded world?

Andrew Doukanaris, Ambassador, The Payments Association (Moderator)

Barry O’Sullivan, Head of Banking and Payments, OpenPayd

Aron Alexander, CEO, Runa

David Barton-Grimley, Global Strategy Director, 11:FS

Saira Khan, Head of Partnerships and Innovation, First Direct

Track C

Panel – Tapping into the smart data stream

How do we transition the open data conversation from architecture to real use cases?
Do we need to give the consumer more control over what they share and with who? How does GDPR fit in?
How are businesses exposing APIs to find new revenue streams?
What can data tell us about client bases and how they spend their money?
How can we encourage banks and providers to use more uniformity in data and make more categories available for merchant use (like D.O.B)?

Wasim Mushtaq, Founder & CEO, 1CG (Moderator)

Jane Moore, Head of Department, Payments and Digital Assets, FCA

Stephen Winyard, Director, Salt Edge

Pablo Villegas, Financial Services Payments Lead EMEA, Amazon Web Services (AWS)

Prajval Dsilva, VP Growth, Allica Bank

12:15

Spotlight Session

Spotlight Session – Seamless AND secure: How passkeys can improve your customer experience with just a tap

How can passkeys work with AI tools to help secure customer’s data?
How can fintechs and banks secure customer’s digital assets and give them a better user experience?
How can banks and fintechs reduce false positives and approve high value transactions with a simple tap to authenticate payment card solution?

Adam Lowe, Chief Product & Innovation Officer, Arculus by CompoSecure

Spotlight Session

Spotlight Session – Payments 3.0: Innovation, Security, and the Next Evolution of Banking

How can banks embrace cutting-edge payment methods while mitigating risks?
What are the key innovations shaping the future of card issuing and A2A payments?
How do we navigate the evolving landscape of fraud prevention and security challenges?
What role does AI play in enhancing security and user experience in payments?
How can banks balance the need for speed with the imperative of trust in the payments ecosystem?

Anders Olofsson, Head of Payments Sales, Tietoevry Banking

James Johansen, Lead Service Architect Card Issuing, Tietoevry Banking

John Erik Setsaas, Director of Innovation, Tietoevry Banking

Report Launch

Report Launch: The future is open: Navigating the next phase of open banking

Join us to launch a report by Alvarez & Marsal, covering the implications of the Data Bill, the next phase of opportunities in open banking, and unlocking its full potential.

Richard Koch, Head of Payments Policy, Open Banking Ltd (Moderator)

Marion King, Chair, Open Banking Ltd

Wayne Brown, Senior Director, Alvarez & Marsal

12:35

Lunch

13:20

Panel

Panel – Good governance, security, sharing and privacy: Can we have it all?

Will the DPDI have the required impact in the UK? What should come next for Smart Data? Is there a need for an industry wide data sharing platform? Internationally?
Is enough data being shared between organisations and is it the right kind of data to have an impact?
How is data and analytics being utilised successfully to pinpoint potential fraud and protect customers?

Andrew Churchill, Ambassador, The Payments Association

Pallavi Kapale, Senior Financial Crime Officer, Bank of China

Sandra Peaston, Director of R&D, Cifas

David Kershaw, Head of Payment Operations & Assurance, Transport for London

Panel

Panel – Demystifying payments orchestration

What are the use cases for resolving legacy and reducing outage risk?
Payments orchestration is growing fast – will it just be another bubble?
What is the proposition for sectors that aren’t high risk like gambling?
How can payments orchestration support with understanding wider payments trends?
How can integration be done with minimal cost?

Mark McMurtrie, Ambassador, The Payments Association (Moderator)

Moshe Winegarten, Chief Revenue Officer, Ecommpay

Jonathan Hughes, Partner & Managing Director, Alix Partners

Robert Kulawik, CTO, Everything5pounds.com

Rahul Das, Former Director of Payments, Livescore

Olga Gunchenkova, Director of Payments, Flutter Entertainment

Panel

Panel – A2A online ecommerce payments: Rule in some markets, die in others

Why are A2A online payments working in some regions and not others? What are the best use cases?
What are the gaps in the A2A payment offering compared to debit or credit card payments?
What makes an appealing customer proposition for using options like Pay By Bank? How do we educate customers?

David Parker, Lead Ambassador, The Payments Association (Moderator)

Lucy Grant, Commercial Strategy Director, Tink

Nuno Epifânio, Policy Officer DG FISMA Retail Financial Services, European Commission

Richard Koch, Head of Payments Policy, Open Banking Ltd

Darren Wood, Senior Payment Solutions Consultant, ACI Worldwide

Shivani McCormack, Director, Core Cash Solutions Specialist, Bank of America

14:05

Panel

Panel – Are digital identities the solution to stopping fraud?

How have evolving threats like AI and deep fakes accelerated the conversations around digital identity?
How are the European digital identity plans progressing? Should all countries follow the same path?
What are the success stories for digital IDs?
What could international interoperability look like?

Daniel Saliba, Ambassador, The Payments Association (Moderator)

Lee McNabb, Head of Payments Strategy & Partnerships, NatWest

Leon Ifayemi, Director of Coalitions and Research, CFIT

Dr Ekaterina Sofanova, Fraud Expert

Reinhard Hochrieser, Vice President of Product Management, Jumio

Ronny Khan, Senior Advisor, Norwegian digitalisation agency

Panel

Panel – Creating a bleeding edge payments stack

Getting over the bang for your buck mindset for investment – which payment choices will have an impact on revenue?
How do you take an ineffective payments stack and create a good customer proposition?
How do you ensure you have the right options for payments resilience?
What can be learnt from international examples, e.g. super wallets in Asia or P2P payments in the USA?

Andrew Busby, CEO, Boxtech Technologies (Moderator)

Kyle Monk, CEO, Institute of Commerce

Antonio Soares, Head of Business Development, Worldline Financial Services

Boyuan Wu, Manager, Account Management SME & Growth, Airwallex

Subramaniam Sundaram, Head of Solutions Management, Pismo

14:50

End of conference day 2

15:00

In association with

PAY360 2026 Agenda

Key

Day 1

Registration & networking

Opening keynote – Leadership, adaptability and innovation in a modern world

The role of the payments industry in the UK economy: helping position the country for growth

Keynote panel – Financial crime: What can Europe and the world learn from each other?

Morning networking break

Fireside Chat – Cooperation, innovation and competition: Regulatory priorities for the industry

Keynote panel debate – Are wallets going to win?

LUNCH

Choose your session

Track A – Navigating the Regulatory Roadmap

Stream Keynote – Trumpeting Change – US Politics and the Future

Track B – MORNING – Delivering Digital Transformation

Stream Keynote – Adapt and evolve: Staying innovative in a changing landscape

Track C – Powered by Data & AI

Stream Keynote – Convergence in a Digital World

Track A

Panel – Shifting regulation, changing priorities: The convoluted road ahead

Track B

Panel – Out with the old? Overhauling legacy while maintaining resilience

Track C

Panel – Mining for data gold: How to build a strategic data strategy

Track A

Spotlight Session – Proactive vs. Reactive: Resilient Verification Keeps Your Compliance a Step Ahead

Track B

Spotlight Session – Trends Shaping the Customer Services Experience: What’s Next for Payments?

Track C

Spotlight Session – Financial Inclusion: Empowering People, Boosting Businesses

In Conversation with Luke Charters MP: Payments in Parliament – priorities and plans

Afternoon Networking Break

Panel

Panel – Across the divide: Can cross-border payments be easy, cheap and reliable?

AFTERNOON STREAM– Alternate Rails and Digital Currencies

Panel – The long road to usability for CBDCs

Panel

Panel – Beyond hypotheticals: Real use cases for AI in financial services

Spotlight Session

Spotlight Session – Unleashing the potential of digital wallets

Spotlight Session

Spotlight Session – Innovating wholesale payments: building a resilient and innovative future

Panel

Panel – Could AI win the financial crime battle?

Panel

Panel – Underserved, underbanked, unsupported: Is the industry failing at financial inclusion?

Panel

Panel – Blockchain for payments: Has it and can it deliver on its promise?

End of conference day 1

PAY360 After Hours

Day 2

Registration & networking

Mark Garnier, Shadow Economic Secretary, Treasury on the future of payments in the UK

Special Announcement

C-Suite Keynote Panel – A payments crystal ball: What will change the industry in the next 24 months?

Fintech Pitch Live Winner’s Pitch

Industry Keynote – The next generation of financial systems infrastructure

Morning networking break

Choose your session

Track A – The Evolving Threat of Financial Crime

Stream Keynote – Taking the lead: How do we get ahead of fraudsters?

Track B – Next Generation Merchant Payments

Stream Keynote – The ever-changing customer: A macro perspective

Track C – Unlocking Open Finance

Track A

Panel – APP Fraud: Where are we 6 months on?

Track B

Panel – The golden opportunity in embedded finance

Track C

Panel – Tapping into the smart data stream

Spotlight Session

Spotlight Session – Seamless AND secure: How passkeys can improve your customer experience with just a tap

Spotlight Session

Spotlight Session – Payments 3.0: Innovation, Security, and the Next Evolution of Banking

Report Launch

Report Launch: The future is open: Navigating the next phase of open banking

Lunch

Panel

Panel – Good governance, security, sharing and privacy: Can we have it all?