Samantha Emery joined Lloyds Banking Group (LBG) in 2021 and is responsible for leading the strategic direction on payments, including driving payments strategy, fostering payments partnerships and managing the Group’s external relationships across the payments industry and regulators. She also delivers enterprise-wide services including domestic and international payments settlement, liquidity and scheme management, payments design consultancy, and payments policy compliance. Previously, Samantha Emery held roles at the Financial Conduct Authority (FCA), leading in both payments’ supervision and the regulator’s globally recognised fintech agenda. Prior to this, she held several senior positions at NatWest/RBS in Global Transaction Services (GTS) leading on digital innovation, strategy design, transformation, and regulatory change. A constant theme throughout her career has been driving progress on inclusion, diversity and allyship. She was appointed a Director of Swift in 2022, becoming Deputy Chair in 2023. She also sits on the LBG Fintech Investment Board, acts in a shareholder/advisory capacity to fintechs and is the LBG payments representative on several prominent industry groups.