Richard Theodossiades

Co-founder & CEO

Richard Theo is a serial entrepreneur currently focussed on his role as cofounder and CEO of Zero (, a neo-bank on a mission to redefine banking for the generation that needs to put the planet first. Richard was also founder & CEO of ActiveQuote ( the UK’s leading comparison & broker of health & protection insurance, with whom is currently non-executive director, and formerly founder & CEO of Wealthify ( a digital investment manager, bought by Aviva in 2020. Richard also founded & chaired FinTech Wales ( the trade association for the FinTech & Financial Services industry in Wales. Richard’s background is in computer software with a degree and Ph.D. from Cardiff University.


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