Richard joined OBL in 2018 to develop new arrangements and standards for open banking payments, and to help define and deliver the Open Banking Roadmap. Richard is currently leading delivery of the Programme to plan the preparation, service readiness and launch of the first wave of commercial VRPs in 2025. He is working in partnership with the OBL Board, key industry participants stakeholders and regulators to support the design and delivery of this Programme. He is also responsible for delivering OBL’s research portfolio, including bi-annual Impact Reports which provide actionable insights into consumer and business attitudes to open banking. Prior to this, Richard worked as a consultant to the Financial Conduct Authority, Visa, and Link ATM on various open banking, credit, and payments projects. He was previously Director, Cards and Unsecured Lending at UK Finance, and Head of Policy at the UK Card Association.
In association with
Supported by
