In association with

Paul Horlock

Chief Payments Officer
Santander

Currently the Chief Payments Officer of Santander UK and responsible for creating an integrated UK Payments team, servicing all payment and card lines across the business and working as part of the Global Cards team. He is engaged with the development of the global Payments strategy for the Santander group and with the evolution of PagoNxt. Paul is also a member of the UK’s Vision Engagement Group and is part of the Advisory Board for The Payments Association. Paul brings over 20 years’ experience in the payments sector.

His previous positions include Chief Executive of Pay.UK, which he joined at their inception in October 2017 to bring together Faster Payments, Bacs and Cheques into a new UK Domestic scheme, serving the UK retail and commercial banking market and delivering key market innovations such as Confirmation of Payee. Prior to this, Paul held senior positions at Nationwide as Director of Payments; leading work in the Payments Strategy Forum and Open Banking and formerly at Barclays as Head of Global Payment Processing.

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