Jean-Daniel Guyot is the co-founder and Chairman of the Board of Memo Bank, the first fully licensed bank created from scratch in 50 years in France. Memo Bank helps SMEs build strong financial foundations thanks to experienced bankers and state-of-the-art technology. Before that, Jean-Daniel co-founded and led Captain Train as CEO. Captain Train was sold to Trainline in 2016, to build the largest independent seller of train tickets in Europe.