Heather Xiao

Open Banking Expert

Heather joined OBL in February 2023 to oversee the organisation’s product management, and business development. 

She is responsible for safeguarding the efficiency of OBL’s operations in order to support the organisation’s goal of achieving increased open banking adoption. 

Heather was previously Director of API Banking (UK and Europe) at Standard Chartered Bank, and she has also held senior roles at KMPG UK, PWC Australia and Qantas.  


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