Dan Horne (Ph.D., University of Michigan) is Professor of Marketing and Associate Dean for Corporate Initiative at the Providence College School of Business, where he has been recognized with awards for excellence in both teaching and research. In addition, he is an Associate Editor of the Journal of Consumer Marketing and a former Associate Editor of the Journal of Consumer Affairs. His research specializations include how consumers make payment choices, and, since 1992, Horne has completed research studies of payments in more than a dozen countries.