Kristaps Zips is the UK CEO of payabl., with over 20 years of experience across corporate and retail banking, payments infrastructure, and regulated financial services.
He began his career in banking, holding roles spanning sales, financial institution relationships, brokerage, custody, and foreign exchange trading. Over time, his focus shifted to building and operating payment infrastructure, where he led acquiring, issuing, and banking payment operations, and oversaw complex integrations across regulated environments.
Kristaps has spent much of his career working at the intersection of payments operations and technology, helping organisations manage scale, risk, and regulatory complexity while maintaining stability and performance.
As UK CEO, he is responsible for driving payabl.’s growth in the market, and ensuring merchants have the visibility, control, and reliability they need to manage and scale their money flows with confidence.