Founded in 2014, FinXP is a Malta-headquartered Electronic Money Institution, licensed by the MFSA. It empowers businesses across Europe and beyond with reliable, flexible, and secure payment and banking solutions.
Its API-driven, scalable infrastructure supports dedicated Euro IBAN accounts, SEPA payments, SEPA Direct Debit collection, card issuing, cross-border pay-outs, and closed-loop payment ecosystems. As a Mastercard principal member, FinXP can issue custom-branded debit cards for businesses such as fintechs, crypto exchanges, and online marketplaces.
Combining tech agility with regulatory rigour, the company serves a diverse, international client base including companies in regulated and high-growth sectors. Having processed over €2 billion in 2024, FinXP continues to expand into new markets, simplifying business payments so clients can grow with peace of mind.